{"id":946,"date":"2026-05-07T16:37:02","date_gmt":"2026-05-07T16:37:02","guid":{"rendered":"https:\/\/wem.sk\/?page_id=946"},"modified":"2026-09-02T13:44:26","modified_gmt":"2026-09-02T13:44:26","slug":"save-for-tomorrow","status":"publish","type":"page","link":"https:\/\/wem.sk\/en\/save-for-tomorrow\/","title":{"rendered":"Save For Tomorrow"},"content":{"rendered":"<section class=\"relative overflow-hidden pt-28 lg:pt-40 pb-12 sm:pb-15 section-hero flex flex-col min-h-170 h-full wp-block-section\"\n    >\n            <div class=\"absolute inset-0 z-0\">\n                            <img decoding=\"async\"\n                    src=\"https:\/\/wem.sk\/wp-content\/uploads\/2026\/05\/save-for-tomorrow-hero-scaled.jpg\"\n                    alt=\"\"\n                    class=\"absolute inset-0 h-full w-full object-cover\"\n                \/>\n            \n                    <\/div>\n    \n    \n    <div class=\"relative mx-auto max-w-8xl px-6 w-full flex flex-1 flex-col [&#038;&gt;*]:flex-1 [&#038;&gt;*]:flex [&#038;&gt;*]:flex-col\">\n        <div class=\"acf-innerblocks-container\">\n<div class=\"relative z-10 flex flex-1 flex-col wp-block-page-hero\">\n    <div class=\"grid flex-1 grid-cols-1 gap-12 lg:grid-cols-12 lg:gap-6\">\n        <div class=\"flex flex-col justify-between gap-12 lg:col-span-5\">\n            <div class=\"flex flex-col gap-6\">\n                \n                                    <h1 class=\"hero-title text-offwhite font-heading text-3xl leading-9 tracking-tight sm:text-4xl sm:leading-11 lg:text-5xl lg:leading-14\">\n                        Save For Tomorrow <br \/>\nA simple entry<br \/>\npath \u2014 <em>built with<\/em><em> discipline.<\/em>\n\n                    <\/h1>\n                \n                            <\/div>\n\n                            <div class=\"hidden! gap-4 lg:flex! lg:items-start\">\n                                            <a href=\"https:\/\/wsign.wem.sk\/#\/en\" target=\"_self\" class=\"inline-flex items-center justify-center rounded-lg font-medium font-geist leading-none tracking-wide whitespace-nowrap no-underline transition-all duration-200 h-12 px-6 text-sm bg-brown-400\/60 text-offwhite border border-brown-400\/60 backdrop-blur-lg hover:bg-brown-400\/80\">\n    Open Your Save For Tomorrow Account\n<\/a>\n                    \n                                    <\/div>\n                    <\/div>\n\n        <div class=\"flex flex-col justify-end gap-5 lg:col-span-4 lg:col-start-9\">\n                            <div class=\"wysiwyg-content text-offwhite\">\n                    <p><span style=\"font-weight: 400;\">Save For Tomorrow is WEM&#8217;s investment savings program \u2014 designed to make disciplined, long-term investing accessible from the first euro, without unnecessary entry fees, lock-in, or complexity.<\/span><\/p>\n\n                <\/div>\n            \n            \n                            <div class=\"mt-4 flex flex-col gap-4 sm:flex-row lg:hidden!\">\n                                            <a href=\"https:\/\/wsign.wem.sk\/#\/en\" target=\"_self\" class=\"inline-flex items-center justify-center rounded-lg font-medium font-geist leading-none tracking-wide whitespace-nowrap no-underline transition-all duration-200 h-12 px-6 text-sm bg-brown-400\/60 text-offwhite border border-brown-400\/60 backdrop-blur-lg hover:bg-brown-400\/80\">\n    Open Your Save For Tomorrow Account\n<\/a>\n                    \n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"relative overflow-hidden pt-12 sm:pt-15 pb-12 sm:pb-15 wp-block-section\"\n            style=\"background-color: #193a63\"\n    >\n    \n    \n    <div class=\"relative mx-auto max-w-8xl px-6\">\n        <div class=\"acf-innerblocks-container\">\n<div class=\"relative z-10 wp-block-save-overview\">\n    <svg class=\"pointer-events-none absolute -left-60 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gradientUnits=\"userSpaceOnUse\">\n<stop stop-color=\"#506C93\"\/>\n<stop offset=\"1\" stop-color=\"#97A7BF\"\/>\n<\/linearGradient>\n<linearGradient id=\"paint51_linear_4969_37774\" x1=\"279.427\" y1=\"346.596\" x2=\"279.427\" y2=\"715.285\" gradientUnits=\"userSpaceOnUse\">\n<stop stop-color=\"#506C93\"\/>\n<stop offset=\"1\" stop-color=\"#97A7BF\"\/>\n<\/linearGradient>\n<linearGradient id=\"paint52_linear_4969_37774\" x1=\"297.193\" y1=\"356.83\" x2=\"297.193\" y2=\"725.574\" gradientUnits=\"userSpaceOnUse\">\n<stop stop-color=\"#506C93\"\/>\n<stop offset=\"1\" stop-color=\"#97A7BF\"\/>\n<\/linearGradient>\n<linearGradient id=\"paint53_linear_4969_37774\" x1=\"314.96\" y1=\"367.114\" x2=\"314.96\" y2=\"735.857\" gradientUnits=\"userSpaceOnUse\">\n<stop stop-color=\"#506C93\"\/>\n<stop offset=\"1\" stop-color=\"#97A7BF\"\/>\n<\/linearGradient>\n<\/defs>\n<\/svg>\n    <div class=\"grid h-full grid-cols-1 gap-12 lg:grid-cols-12 lg:gap-6\">\n        <div class=\"lg:col-span-5\">\n                            <h2 class=\"hero-title font-heading text-3xl leading-9 tracking-tight text-offwhite sm:text-4xl sm:leading-11 lg:text-5xl lg:leading-14\">\n                    Investment savings.<br \/>\nOn <em>institutional terms.<\/em>\n\n                <\/h2>\n                    <\/div>\n\n        <div class=\"lg:col-span-4 lg:col-start-9\">\n                            <div class=\"wysiwyg-content text-offwhite\">\n                    <p><span style=\"font-weight: 400;\">While our core focus is HNWI and UHNWI stewardship, we have always believed that disciplined investing should be possible at every stage of building wealth.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Save For Tomorrow extends WEM&#8217;s investment standards to emerging investors \u2014 through four strategies, full regulatory protection, and online onboarding from the first contribution.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Launched in 2018, Save For Tomorrow sits within WEM&#8217;s broader product architecture as a deliberate entry path \u2014 distinct in audience, consistent in standards.<\/span><\/p>\n\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"relative overflow-hidden pt-12 sm:pt-15 pb-12 sm:pb-15 wp-block-section\"\n            style=\"background-color: #13294b\"\n    >\n    \n    \n    <div class=\"relative mx-auto max-w-8xl px-6\">\n        <div class=\"acf-innerblocks-container\">\n<div class=\"wp-block-save-strategies\">\n    <div class=\"grid grid-cols-1 gap-12 lg:grid-cols-12 lg:gap-6\">\n        <div class=\"flex flex-col gap-6 lg:col-span-6\">\n                            <h2 class=\"hero-title font-heading text-3xl font-light leading-10 -tracking-wide text-offwhite lg:text-4xl lg:leading-10\">\n                    <em>Four strategies<\/em> \u2014 calibrated to<br \/>\nyour time horizon and risk tolerance.\n\n                <\/h2>\n            \n                            <div class=\"wysiwyg-content text-offwhite\">\n                    <p><span style=\"font-weight: 400;\">Each Save For Tomorrow strategy is built around a different combination of objective, time horizon, and risk tolerance \u2014 from defensive preservation to long-horizon growth. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Choose the strategy that matches your goals; switch when your needs change.<\/span><\/p>\n\n                <\/div>\n                    <\/div>\n\n                    <div class=\"hidden items-end justify-end gap-2 lg:col-span-6 lg:flex\">\n                <button type=\"button\" class=\"save-strategies-prev flex size-10 cursor-pointer items-center justify-center rounded-lg bg-blue-700 text-offwhite transition-colors enabled:hover:bg-blue-600 disabled:opacity-30\" aria-label=\"Previous slide\">\n                    <svg class=\"size-5\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M12.5 15L7.5 10L12.5 5\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                <\/button>\n                <button type=\"button\" class=\"save-strategies-next flex size-10 cursor-pointer items-center justify-center rounded-lg bg-blue-700 text-offwhite transition-colors enabled:hover:bg-blue-600 disabled:opacity-30\" aria-label=\"Next slide\">\n                    <svg class=\"size-5\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M7.5 5L12.5 10L7.5 15\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                <\/button>\n            <\/div>\n            <\/div>\n\n            <div class=\"mt-15 swiper save-strategies-swiper overflow-visible!\">\n            <div class=\"swiper-wrapper items-stretch\">\n                                    <div class=\"swiper-slide h-auto!\">\n                        <div class=\"flex h-full flex-col justify-between rounded-lg bg-blue-700 p-6 lg:p-8\">\n                            <div>\n                                <div class=\"flex flex-col gap-4 lg:h-17\">\n                                                                            <span class=\"font-geist text-xs leading-4 tracking-wide text-brown-100\">Save For Tomorrow<\/span>\n                                    \n                                                                            <h3 class=\"font-heading text-4xl leading-10 -tracking-wide text-offwhite\">Dynamic Plus<\/h3>\n                                                                    <\/div>\n\n                                <div class=\"mt-6 flex flex-col gap-3\">\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Focus:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">Equity-heavy ETF exposure for long-horizon growth<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Overall yield (since January 2, 2015):<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">293.62%<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Avg. annual yield:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">12.66%<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Suitable for:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">Long-term investors with the time and tolerance to withstand full market cycles <\/span>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n\n                                                                                        <div class=\"mt-6\">\n                                    <a href=\"https:\/\/wem.sk\/wp-content\/uploads\/2026\/05\/FS-Save-For-Tomorrow-SK.pdf\" target=\"_blank\" class=\"inline-flex items-center justify-center rounded-lg font-medium font-geist leading-none tracking-wide whitespace-nowrap no-underline transition-all duration-200 h-10 px-5 text-sm bg-offwhite text-blue-800 hover:bg-brown-200 hover:text-offwhite\">\n    Download a factsheet\n<\/a>\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"swiper-slide h-auto!\">\n                        <div class=\"flex h-full flex-col justify-between rounded-lg bg-blue-700 p-6 lg:p-8\">\n                            <div>\n                                <div class=\"flex flex-col gap-4 lg:h-17\">\n                                                                            <span class=\"font-geist text-xs leading-4 tracking-wide text-brown-100\">Save For Tomorrow<\/span>\n                                    \n                                                                            <h3 class=\"font-heading text-4xl leading-10 -tracking-wide text-offwhite\">Dynamic<\/h3>\n                                                                    <\/div>\n\n                                <div class=\"mt-6 flex flex-col gap-3\">\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Focus:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">Global equity ETFs<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Overall yield (since January 2, 2015):<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">226.87%<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Avg. annual yield:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">10.85%<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Suitable for:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">Long-term investors comfortable with market volatility in pursuit of higher returns<\/span>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n\n                                                                                        <div class=\"mt-6\">\n                                    <a href=\"https:\/\/wem.sk\/wp-content\/uploads\/2026\/05\/FS-Save-For-Tomorrow-SK.pdf\" target=\"_blank\" class=\"inline-flex items-center justify-center rounded-lg font-medium font-geist leading-none tracking-wide whitespace-nowrap no-underline transition-all duration-200 h-10 px-5 text-sm bg-offwhite text-blue-800 hover:bg-brown-200 hover:text-offwhite\">\n    Download a factsheet\n<\/a>\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"swiper-slide h-auto!\">\n                        <div class=\"flex h-full flex-col justify-between rounded-lg bg-blue-700 p-6 lg:p-8\">\n                            <div>\n                                <div class=\"flex flex-col gap-4 lg:h-17\">\n                                                                            <span class=\"font-geist text-xs leading-4 tracking-wide text-brown-100\">Save For Tomorrow<\/span>\n                                    \n                                                                            <h3 class=\"font-heading text-4xl leading-10 -tracking-wide text-offwhite\">Balanced<\/h3>\n                                                                    <\/div>\n\n                                <div class=\"mt-6 flex flex-col gap-3\">\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Focus:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">Diversified mix of equity and bond ETFs across global markets <\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Overall yield (since January 2, 2015):<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">95.99%<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Avg. annual yield:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">6.05%<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Suitable for:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">Medium-term horizons with a moderate risk preference <\/span>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n\n                                                                                        <div class=\"mt-6\">\n                                    <a href=\"https:\/\/wem.sk\/wp-content\/uploads\/2026\/05\/FS-Save-For-Tomorrow-SK.pdf\" target=\"_blank\" class=\"inline-flex items-center justify-center rounded-lg font-medium font-geist leading-none tracking-wide whitespace-nowrap no-underline transition-all duration-200 h-10 px-5 text-sm bg-offwhite text-blue-800 hover:bg-brown-200 hover:text-offwhite\">\n    Download a factsheet\n<\/a>\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"swiper-slide h-auto!\">\n                        <div class=\"flex h-full flex-col justify-between rounded-lg bg-blue-700 p-6 lg:p-8\">\n                            <div>\n                                <div class=\"flex flex-col gap-4 lg:h-17\">\n                                                                            <span class=\"font-geist text-xs leading-4 tracking-wide text-brown-100\">Save For Tomorrow<\/span>\n                                    \n                                                                            <h3 class=\"font-heading text-4xl leading-10 -tracking-wide text-offwhite\">Conservative<\/h3>\n                                                                    <\/div>\n\n                                <div class=\"mt-6 flex flex-col gap-3\">\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Focus:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">Low-volatility-oriented ETFs<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Overall yield (since January 2, 2015):<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">3.52%<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Avg. annual yield:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">0.30%<\/span>\n                                    <\/div>\n\n                                    <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n                                    <div class=\"flex flex-col gap-1\">\n                                        <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Suitable for:<\/span>\n                                        <span class=\"font-heading text-lg leading-6 text-offwhite\">Shorter horizons where capital preservation is the priority <\/span>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n\n                                                                                        <div class=\"mt-6\">\n                                    <a href=\"https:\/\/wem.sk\/wp-content\/uploads\/2026\/05\/FS-Save-For-Tomorrow-SK.pdf\" target=\"_blank\" class=\"inline-flex items-center justify-center rounded-lg font-medium font-geist leading-none tracking-wide whitespace-nowrap no-underline transition-all duration-200 h-10 px-5 text-sm bg-offwhite text-blue-800 hover:bg-brown-200 hover:text-offwhite\">\n    Download a factsheet\n<\/a>\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n                            <div class=\"mt-10 save-strategies-scrollbar lg:mt-15\"><\/div>\n                    <\/div>\n    <\/div>\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"relative overflow-hidden pt-12 sm:pt-15 pb-12 sm:pb-15 wp-block-section\"\n            style=\"background-color: #efebe9\"\n    >\n    \n    \n    <div class=\"relative mx-auto max-w-8xl px-6\">\n        <div class=\"acf-innerblocks-container\">\n<div class=\"wp-block-save-calculator\"\n    x-data=\"{\n        investment: 500,\n        years: 25,\n        strategies: [\n            { name: 'Dynamic Plus', yield: 12 },\n            { name: 'Dynamic', yield: 10 },\n            { name: 'Balanced', yield: 5 },\n            { name: 'Conservative', yield: 1 },\n        ],\n        strategyIndex: 0,\n        open: false,\n        get totalInvested() {\n            return this.investment * 12 * this.years;\n        },\n        get totalSaved() {\n            const r = this.strategies[this.strategyIndex].yield \/ 100 \/ 12;\n            const n = this.years * 12;\n            if (r === 0) return this.totalInvested;\n            return Math.round(this.investment * ((Math.pow(1 + r, n) - 1) \/ r));\n        },\n        fmt(val) {\n            return new Intl.NumberFormat('sk-SK').format(val) + ' \u20ac';\n        },\n        updateRange(el, val, max) {\n            const pct = (val \/ max) * 100;\n            el.style.background = `linear-gradient(to right, #AB7972 ${pct}%, #274D7B ${pct}%)`;\n        }\n    }\"\n>\n    <div class=\"grid grid-cols-1 gap-12 lg:grid-cols-12 lg:gap-6\">\n        <div class=\"flex flex-col gap-8 lg:col-span-5\">\n                            <h2 class=\"section-title font-heading text-3xl leading-10 -tracking-wide text-blue-800 lg:text-4xl lg:leading-10 [&#038;_em]:text-brown-400\">\n                    Your calculator<br \/>\n<em>An illustration<\/em>, not a forecast.\n\n                <\/h2>\n            \n                            <div class=\"wysiwyg-content text-blue-600\">\n                    <p><span style=\"font-weight: 400;\">Long-term investing rewards patience. The calculator below offers a sense of how regular monthly contributions may compound over time, across each Save For Tomorrow strategy.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">See for yourself what your future earnings could look like. <\/span><\/p>\n\n                <\/div>\n                    <\/div>\n\n        <div class=\"lg:col-span-5 lg:col-start-8\">\n            <div class=\"rounded-lg bg-blue-800 p-6 lg:p-8\">\n                <div class=\"flex flex-col gap-6\">\n                                            <h3 class=\"hero-title font-heading text-2xl leading-9 -tracking-tight text-offwhite lg:text-3xl lg:leading-9\">\n                            Calculate <em>your returns<\/em> with<br \/>\nSave For Tomorrow.\n\n                        <\/h3>\n                    \n                    <div class=\"flex flex-col gap-4\">\n                        <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n\n                        <div class=\"flex flex-col gap-2\">\n                            <div class=\"flex items-center justify-between\">\n                                <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Monthly investment amount<\/span>\n                                <span class=\"font-geist text-sm leading-5 tracking-tight text-offwhite\" x-text=\"fmt(investment)\">500 \u20ac<\/span>\n                            <\/div>\n                            <div class=\"flex flex-col gap-3 pt-1\">\n                                <input\n                                    type=\"range\"\n                                    min=\"0\"\n                                    max=\"500\"\n                                    step=\"10\"\n                                    x-model.number=\"investment\"\n                                    x-effect=\"updateRange($el, investment, 500)\"\n                                    class=\"save-calc-range w-full\"\n                                >\n                                <div class=\"flex items-center justify-between font-geist text-xs leading-4 text-blue-300\">\n                                    <span>0<\/span>\n                                    <span>200<\/span>\n                                    <span>500<\/span>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n\n                        <div class=\"flex flex-col gap-2\">\n                            <div class=\"flex items-center justify-between\">\n                                <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Number of years saving<\/span>\n                                <span class=\"font-geist text-sm leading-5 tracking-tight text-offwhite\" x-text=\"years + ' years'\">25 years<\/span>\n                            <\/div>\n                            <div class=\"flex flex-col gap-3 pt-1\">\n                                <input\n                                    type=\"range\"\n                                    min=\"0\"\n                                    max=\"40\"\n                                    step=\"1\"\n                                    x-model.number=\"years\"\n                                    x-effect=\"updateRange($el, years, 40)\"\n                                    class=\"save-calc-range w-full\"\n                                >\n                                <div class=\"flex items-center justify-between font-geist text-xs leading-4 text-blue-300\">\n                                    <span>0<\/span>\n                                    <span>20<\/span>\n                                    <span>40<\/span>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"h-px w-full bg-blue-300\/20\"><\/div>\n\n                        <div class=\"flex flex-col\">\n                            <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Strategy<\/span>\n                            <div class=\"relative\" x-on:click.outside=\"open = false\">\n                                <button\n                                    type=\"button\"\n                                    class=\"flex w-full cursor-pointer items-center justify-between border-b border-blue-500 py-3 font-geist text-sm leading-5 tracking-tight text-offwhite\"\n                                    x-on:click=\"open = !open\"\n                                >\n                                    <span x-text=\"strategies[strategyIndex].name\">Dynamic Plus<\/span>\n                                    <svg class=\"size-4 text-offwhite\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M8 9L12 5L16 9M16 15L12 19L8 15\" stroke=\"currentColor\" stroke-width=\"1.5\"\/>\n<\/svg>                                <\/button>\n                                <div\n                                    x-show=\"open\"\n                                    x-cloak\n                                    style=\"display: none\"\n                                    class=\"absolute left-0 top-full z-10 mt-1 w-full rounded-lg bg-blue-700 py-1\"\n                                >\n                                    <template x-for=\"(s, i) in strategies\" :key=\"i\">\n                                        <button\n                                            type=\"button\"\n                                            class=\"flex w-full cursor-pointer px-4 py-2 text-left font-geist text-sm leading-5 tracking-tight text-offwhite hover:bg-blue-600\"\n                                            x-text=\"s.name\"\n                                            x-on:click=\"strategyIndex = i; open = false\"\n                                        ><\/button>\n                                    <\/template>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"flex flex-col gap-2\">\n                            <div class=\"flex items-center justify-between rounded bg-blue-600 px-4 py-3\">\n                                <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Total invested<\/span>\n                                <span class=\"font-geist text-base leading-6 tracking-tight text-offwhite\" x-text=\"fmt(totalInvested)\"><\/span>\n                            <\/div>\n                            <div class=\"flex items-center justify-between rounded bg-blue-600 px-4 py-3\">\n                                <span class=\"font-geist text-sm leading-5 tracking-tight text-blue-300\">Total saved<\/span>\n                                <span class=\"font-geist text-base leading-6 tracking-tight text-offwhite\" x-text=\"fmt(totalSaved)\"><\/span>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n\n                                            <a href=\"https:\/\/wsign.wem.sk\/#\/en\" target=\"_self\" class=\"flex h-12 items-center justify-center rounded-lg bg-offwhite font-geist text-sm font-medium leading-none tracking-wide text-blue-800 no-underline transition-all duration-200 hover:bg-brown-200 hover:text-offwhite\">\n                            I want to invest\n                        <\/a>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"relative overflow-hidden pt-12 sm:pt-15 pb-12 sm:pb-15 wp-block-section\"\n            style=\"background-color: #FAFAFA\"\n    >\n    \n    \n    <div class=\"relative mx-auto max-w-8xl px-6\">\n        <div class=\"acf-innerblocks-container\">\n<div class=\"wp-block-save-features\">\n    <div class=\"grid grid-cols-1 gap-12 lg:grid-cols-12 lg:gap-6\">\n        <div class=\"flex flex-col gap-8 lg:col-span-4\">\n                            <h2 class=\"section-title font-heading text-3xl leading-10 -tracking-wide text-blue-800 lg:text-4xl lg:leading-10 [&#038;_em]:text-brown-400\">\n                    Institutional-grade structure. <br \/>\n<em>Accesible simplicity.<\/em>\n\n                <\/h2>\n            \n                            <div class=\"wysiwyg-content text-blue-600\">\n                    <p><span style=\"font-weight: 400;\">The structure of Save For Tomorrow reflects the standards we apply across the firm \u2014 calibrated for accessibility.<\/span><\/p>\n\n                <\/div>\n                    <\/div>\n\n        <ul class=\"flex list-none flex-col gap-8 lg:col-span-4 lg:col-start-9\">\n                            <li class=\"flex flex-col gap-4 border-b border-brown-100 pb-8 last:border-0 last:pb-0\">\n                                            <h3 class=\"font-heading text-xl leading-7 text-brown-400\">\n                            Disciplined investment management\n                        <\/h3>\n                    \n                                            <div class=\"wysiwyg-content text-blue-600\">\n                            <p><span style=\"font-weight: 400;\">Save For Tomorrow operates under WEM&#8217;s securities dealer license and full regulation by the National Bank of Slovakia. Each strategy invests through ETFs, selected and managed under the same investment discipline applied across our portfolio services. <\/span><\/p>\n\n                        <\/div>\n                                    <\/li>\n                            <li class=\"flex flex-col gap-4 border-b border-brown-100 pb-8 last:border-0 last:pb-0\">\n                                            <h3 class=\"font-heading text-xl leading-7 text-brown-400\">\n                            Transparent, fair fee structure\n                        <\/h3>\n                    \n                                            <div class=\"wysiwyg-content text-blue-600\">\n                            <p><span style=\"font-weight: 400;\">No entry fee. No fees on deposits or withdrawals. A single management fee applies \u2014 the lowest available on the Slovak market. What you contribute keeps working for you. <\/span><\/p>\n\n                        <\/div>\n                                    <\/li>\n                            <li class=\"flex flex-col gap-4 border-b border-brown-100 pb-8 last:border-0 last:pb-0\">\n                                            <h3 class=\"font-heading text-xl leading-7 text-brown-400\">\n                            Designed for real life\n                        <\/h3>\n                    \n                                            <div class=\"wysiwyg-content text-blue-600\">\n                            <p><span style=\"font-weight: 400;\">Open an account online in around 15 minutes. Set a regular contribution, vary it as needed, or pause it without penalty. Make additional one-time deposits at any time. Track everything via the WEM app or client zone.<\/span><\/p>\n\n                        <\/div>\n                                    <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"relative overflow-hidden pt-12 sm:pt-15 pb-12 sm:pb-15 wp-block-section\"\n            style=\"background-color: #13294b\"\n    >\n    \n    \n    <div class=\"relative mx-auto max-w-8xl px-6\">\n        <div class=\"acf-innerblocks-container\">\n<div class=\"wp-block-save-goals\">\n    <div class=\"grid grid-cols-1 gap-12 lg:grid-cols-12 lg:gap-6\">\n        <div class=\"flex flex-col gap-8 lg:col-span-4\">\n                            <h2 class=\"hero-title font-heading text-3xl leading-9 tracking-tight text-offwhite sm:text-4xl sm:leading-11 lg:text-5xl lg:leading-14\">\n                    <em>Common goals <\/em><br \/>\nour clients build toward.\n\n                <\/h2>\n            \n                            <div class=\"wysiwyg-content text-offwhite\">\n                    <p><span style=\"font-weight: 400;\">Save For Tomorrow is designed for investors saving toward a clear long-term objective. Among the most common reasons clients begin with us:<\/span><\/p>\n\n                <\/div>\n                    <\/div>\n\n        <div class=\"flex flex-col gap-8 lg:col-span-4 lg:col-start-9\">\n                            <span class=\"font-geist text-base leading-6 tracking-tight text-brown-100\">Long-term financial reserve:<\/span>\n            \n            <ul class=\"flex list-none flex-col gap-8\">\n                                    <li class=\"flex flex-col gap-4 border-b border-blue-300\/20 pb-8 last:border-0 last:pb-0\">\n                                                    <h3 class=\"font-heading text-2xl leading-7 text-brown-100\">\n                                A base of capital for the medium-to-long term:\n                            <\/h3>\n                        \n                                                    <p class=\"wysiwyg-content text-offwhite\">\n                                Beyond what cash savings alone can provide \n                            <\/p>\n                                            <\/li>\n                                    <li class=\"flex flex-col gap-4 border-b border-blue-300\/20 pb-8 last:border-0 last:pb-0\">\n                                                    <h3 class=\"font-heading text-2xl leading-7 text-brown-100\">\n                                A major future commitment: \n                            <\/h3>\n                        \n                                                    <p class=\"wysiwyg-content text-offwhite\">\n                                A home purchase, children&#039;s education, or another planned expense some years out\n                            <\/p>\n                                            <\/li>\n                                    <li class=\"flex flex-col gap-4 border-b border-blue-300\/20 pb-8 last:border-0 last:pb-0\">\n                                                    <h3 class=\"font-heading text-2xl leading-7 text-brown-100\">\n                                The foundation for retirement:\n                            <\/h3>\n                        \n                                                    <p class=\"wysiwyg-content text-offwhite\">\n                                Long-horizon contributions toward financial independence in later life \n                            <\/p>\n                                            <\/li>\n                                    <li class=\"flex flex-col gap-4 border-b border-blue-300\/20 pb-8 last:border-0 last:pb-0\">\n                                                    <h3 class=\"font-heading text-2xl leading-7 text-brown-100\">\n                                Saving alongside the next generation:\n                            <\/h3>\n                        \n                                                    <p class=\"wysiwyg-content text-offwhite\">\n                                Building a base for children or grandchildren as they reach adulthood \n                            <\/p>\n                                            <\/li>\n                                    <li class=\"flex flex-col gap-4 border-b border-blue-300\/20 pb-8 last:border-0 last:pb-0\">\n                                                    <h3 class=\"font-heading text-2xl leading-7 text-brown-100\">\n                                A structured starting point for long-term investing: \n                            <\/h3>\n                        \n                                                    <p class=\"wysiwyg-content text-offwhite\">\n                                A disciplined entry into capital markets, without the complexity of self-directed investing\n                            <\/p>\n                                            <\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"relative overflow-hidden pt-12 sm:pt-15 pb-12 sm:pb-15 wp-block-section\"\n            style=\"background-color: #193a63\"\n    >\n    \n    \n    <div class=\"relative mx-auto max-w-8xl px-6\">\n        <div class=\"acf-innerblocks-container\">\n<div class=\"wp-block-save-cta\">\n    <div class=\"grid grid-cols-1 gap-6 lg:grid-cols-12\">\n        <div class=\"flex flex-col items-start justify-between gap-12 lg:col-span-5 lg:min-h-90\">\n                            <h2 class=\"hero-title font-heading text-3xl leading-9 tracking-tight text-offwhite sm:text-4xl sm:leading-11 lg:text-5xl lg:leading-14\">\n                    Opening your account today.<br \/>\n<em>Save For Tomorrow.<\/em>\n\n                <\/h2>\n            \n                            <div class=\"hidden lg:block\">\n                    <a href=\"https:\/\/wsign.wem.sk\/#\/en\" target=\"_self\" class=\"inline-flex items-center justify-center rounded-lg font-medium font-geist leading-none tracking-wide whitespace-nowrap no-underline transition-all duration-200 h-12 px-6 text-sm bg-offwhite text-blue-800 hover:bg-brown-200 hover:text-offwhite\">\n    Open Your Save For Tomorrow Account\n<\/a>\n                <\/div>\n                    <\/div>\n\n        <div class=\"flex flex-col gap-12 lg:col-span-4 lg:col-start-9\">\n                            <div class=\"wysiwyg-content text-offwhite\">\n                    <p><span style=\"font-weight: 400;\">The process is fully online and typically takes around 15 minutes. You will need a valid ID and a recent bank statement; identity is verified by a short video call. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once your account is active, you can set a regular contribution, choose a strategy \u2014 and begin.<\/span><\/p>\n\n                <\/div>\n            \n                            <div class=\"flex flex-col sm:flex-row lg:hidden\">\n                    <a href=\"https:\/\/wsign.wem.sk\/#\/en\" target=\"_self\" class=\"inline-flex items-center justify-center rounded-lg font-medium font-geist leading-none tracking-wide whitespace-nowrap no-underline transition-all duration-200 h-12 px-6 text-sm bg-offwhite text-blue-800 hover:bg-brown-200 hover:text-offwhite\">\n    Open Your Save For Tomorrow Account\n<\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"relative overflow-hidden pt-12 sm:pt-15 pb-12 sm:pb-15 wp-block-section\"\n            style=\"background-color: #FAFAFA\"\n    >\n    \n    \n    <div class=\"relative mx-auto max-w-8xl px-6\">\n        <div class=\"acf-innerblocks-container\">\n<div class=\"wp-block-save-faq\" x-data=\"{ open: null }\">\n    <div class=\"grid grid-cols-1 gap-12 lg:grid-cols-12 lg:gap-6\">\n        <div class=\"flex flex-col gap-6 lg:col-span-5\">\n                            <h2 class=\"section-title font-heading text-3xl leading-9 tracking-tight text-blue-800 [&#038;_em]:text-brown-400 sm:text-4xl sm:leading-11 lg:text-5xl lg:leading-14\">\n                    Frequently asked questions.<br \/>\n<em>Clear answers.<\/em>\n\n                <\/h2>\n            \n                            <div class=\"wysiwyg-content text-blue-800\">\n                    <p><span style=\"font-weight: 400;\">Everything you need to know to start easily, proceed with confidence, and reap fruits with satisfaction. <\/span><\/p>\n\n                <\/div>\n                    <\/div>\n\n        <div class=\"flex flex-col gap-6 lg:col-span-6 lg:col-start-7\">\n            <div class=\"flex flex-col\">\n                                                                        <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 0 ? null : 0\"\n                                        :aria-expanded=\"open === 0\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">How do I start saving with Save For Tomorrow?<\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 0\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 0\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 0\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">The process is fully online and takes around 15 minutes. You will need a valid ID, a recent bank statement, and a mobile phone for identity verification. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Once registered, our team confirms your details by a short video call before the account becomes active. If you would prefer to speak with someone before you begin, please contact our team at +421 908 054 549 or at frontoffice@wem.sk.<\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 1 ? null : 1\"\n                                        :aria-expanded=\"open === 1\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">What is an investment strategy?<\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 1\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 1\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 1\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">An investment strategy defines how your contributions are invested. With Save For Tomorrow, all four strategies invest through ETFs \u2014 broadly diversified, low-cost funds tracking global market indices. Your chosen strategy determines the asset mix (equity, bonds, money-market) selected on your behalf.<\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 2 ? null : 2\"\n                                        :aria-expanded=\"open === 2\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">How do I choose the right strategy? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 2\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 2\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 2\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Strategy selection depends on time horizon, risk preference, and investment goals. During registration, you will complete an investment questionnaire that identifies your investor profile and recommends the strategies suited to it. If you would prefer to discuss the choice, please contact our team.<\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 3 ? null : 3\"\n                                        :aria-expanded=\"open === 3\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">How are my deposits protected?<\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 3\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 3\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 3\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">All deposits are protected up to \u20ac50,000 through the Investment Guarantee Fund (Garan\u010dn\u00fd fond invest\u00edci\u00ed). This protection covers deposits \u2014 not the value of the underlying investments, which fluctuates with markets.<\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 4 ? null : 4\"\n                                        :aria-expanded=\"open === 4\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">What if I have trouble completing online registration? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 4\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 4\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 4\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Our team can assist with any step of the process \u2014 onboarding, identity verification, document review, or technical issues. Contact us at +421 908 054 549 or frontoffice@wem.sk.<\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 5 ? null : 5\"\n                                        :aria-expanded=\"open === 5\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">Is the account active immediately after online registration? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 5\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 5\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 5\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Online registration is the first step. Your contract is then reviewed by our team and your identity confirmed via a short video call before the account is activated. The full process is designed to be remote \u2014 no in-person visits required. <\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 6 ? null : 6\"\n                                        :aria-expanded=\"open === 6\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">How do I track my account and portfolio?<\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 6\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 6\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 6\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Your account is visible at any time via the <\/span><a href=\"https:\/\/clientzone.wemocp.sk\/)\"><span style=\"font-weight: 400;\">client zone<\/span><\/a><span style=\"font-weight: 400;\">. You will also receive a comprehensive statement covering portfolio value, transactions, and fees. You can choose whether to receive the statement via email or through the client portal, as well as the frequency \u2014 quarterly, semi-annually, or annually.<\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 7 ? null : 7\"\n                                        :aria-expanded=\"open === 7\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">Are there minimum deposit requirements?<\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 7\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 7\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 7\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">For meaningful long-term results, we recommend a regular monthly contribution of at least \u20ac100. There are no fees on deposits or withdrawals \u2014 so you can also send smaller or larger amounts as one-off contributions whenever it suits. <\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 8 ? null : 8\"\n                                        :aria-expanded=\"open === 8\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">What happens after I deposit money into my account? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 8\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 8\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 8\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">The next day after each trade is executed, you will receive a trade confirmation from us. You can find all confirmations, along with other information, in the client portal.<\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 9 ? null : 9\"\n                                        :aria-expanded=\"open === 9\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">Can I choose specific ETFs within my portfolio? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 9\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 9\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 9\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Save For Tomorrow is provided as a managed portfolio service \u2014 selection of the ETFs held within each strategy is our responsibility, in line with the strategy you have chosen. You select the strategy; we manage what sits within it. <\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 10 ? null : 10\"\n                                        :aria-expanded=\"open === 10\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">How liquid is my investment? How long does a withdrawal take? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 10\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 10\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 10\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">The ETFs held within Save For Tomorrow are among the most liquid asset classes available. Once a withdrawal request is placed, processing typically takes between 4 to 7 working days from instruction to credited funds. <\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 11 ? null : 11\"\n                                        :aria-expanded=\"open === 11\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">Can I use more than one strategy? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 11\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 11\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 11\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Yes \u2014 there is no limit on the number of strategies you can use, though each individual strategy may only be opened once per client. To add additional strategies to your account, contact us.<\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 12 ? null : 12\"\n                                        :aria-expanded=\"open === 12\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">Can I move funds between strategies?<\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 12\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 12\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 12\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Yes \u2014 funds can be transferred between strategies on instruction. For details on how to place a transfer, please contact us. <\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 13 ? null : 13\"\n                                        :aria-expanded=\"open === 13\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">Can I designate an authorised person?<\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 13\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 13\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 13\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Yes. An authorised person may:\u00a0<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Place transfer instructions between strategies\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Communicate with our team on the same scope as the client\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Receive correspondence addressed to the client<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">An authorised person may not:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Place withdrawal instructions or transfer funds out of the account\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Change or add bank account details\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sign contract amendments\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Modify or update client data <\/span><\/li>\n<\/ul>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 14 ? null : 14\"\n                                        :aria-expanded=\"open === 14\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">When can I close my Save For Tomorrow account? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 14\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 14\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 14\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">You may close your account at any time, without notice or stated reason. You may also withdraw all funds while keeping the account active. No fees apply to either action. <\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 15 ? null : 15\"\n                                        :aria-expanded=\"open === 15\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">What if I cannot make my regular contribution this month? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 15\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 15\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 15\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Skip it. Regularity supports long-term outcomes, but Save For Tomorrow places no penalties or charges on missed contributions. You may contribute any amount in any month \u2014 including zero \u2014 without affecting the account. <\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 16 ? null : 16\"\n                                        :aria-expanded=\"open === 16\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">Can I make additional one-time deposits? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 16\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 16\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 16\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Yes \u2014 additional deposits of any size can be made at any time, without fees. Many clients combine regular monthly contributions with occasional one-off deposits when circumstances allow. <\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 17 ? null : 17\"\n                                        :aria-expanded=\"open === 17\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">What if I have an existing investment savings plan elsewhere? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 17\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 17\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 17\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Please contact us before transferring. We are happy to review the structure and help you assess whether the move is in your interest \u2014 and, if so, support the practical handover. <\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                            <div class=\"py-6 first:pt-0\">\n                                                                    <button\n                                        type=\"button\"\n                                        x-on:click=\"open = open === 18 ? null : 18\"\n                                        :aria-expanded=\"open === 18\"\n                                        class=\"flex w-full cursor-pointer items-center justify-between gap-4 text-left\"\n                                    >\n                                        <h3 class=\"font-geist text-xl leading-7 -tracking-wide text-brown-400\">Does WEM hold the relevant license to provide this service? <\/h3>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open !== 18\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M10 4.167v11.666M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                        <span class=\"shrink-0 text-brown-400\" x-show=\"open === 18\" aria-hidden=\"true\">\n                                            <svg class=\"size-6\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M4.167 10h11.666\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>                                        <\/span>\n                                    <\/button>\n\n                                    <div x-show=\"open === 18\" x-collapse>\n                                        <div class=\"wysiwyg-content mt-4 text-blue-600\">\n                                            <p><span style=\"font-weight: 400;\">Yes. Wealth Effect Management o.c.p., a.s. holds a securities dealer license and is fully regulated by the National Bank of Slovakia. The license covers portfolio management services, including Save For Tomorrow.<\/span><\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"h-px w-full bg-brown-100\"><\/div>\n                                                                                                                                <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"relative overflow-hidden pt-12 sm:pt-15 pb-12 sm:pb-15 section-hero flex flex-col min-h-170 h-full wp-block-section\"\n    >\n            <div class=\"absolute inset-0 z-0\">\n                            <img decoding=\"async\"\n                    src=\"https:\/\/wem.sk\/wp-content\/uploads\/2026\/05\/save-for-tomorrow-banner-scaled.jpg\"\n                    alt=\"\"\n                    class=\"absolute inset-0 h-full w-full object-cover\"\n                \/>\n            \n                    <\/div>\n    \n    \n    <div class=\"relative mx-auto max-w-8xl px-6 w-full flex flex-1 flex-col [&#038;&gt;*]:flex-1 [&#038;&gt;*]:flex [&#038;&gt;*]:flex-col\">\n        <div class=\"acf-innerblocks-container\">\n<div class=\"relative z-10 flex flex-1 flex-col wp-block-banner\">\n    <div class=\"grid flex-1 grid-cols-1 gap-12 lg:grid-cols-12 lg:gap-6\">\n        <div class=\"flex h-full flex-col justify-between gap-8 lg:col-span-6\">\n            <div class=\"flex flex-col gap-8\">\n                                    <h2 class=\"hero-title font-heading tracking-tight text-offwhite text-4xl leading-10 sm:text-5xl sm:leading-14 lg:text-7xl lg:leading-20\">\n                        A disciplined start.<br \/>\n<em>A long-term horizon.<\/em>\n\n                    <\/h2>\n                \n                                    <div class=\"wysiwyg-content max-w-sm text-offwhite\">\n                        <p><span style=\"font-weight: 400;\">Save For Tomorrow makes WEM&#8217;s investment standards accessible from the first euro. No limiting entry fees, lock-in, or complexity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Just a system built to lay the foundations and start your investment journey.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Set up an account online in around 15 minutes, and begin when ready.<\/span><\/p>\n\n                    <\/div>\n                            <\/div>\n\n                            <div class=\"flex flex-col gap-4 sm:flex-row sm:flex-wrap sm:items-center\">\n                                            <a href=\"https:\/\/wsign.wem.sk\/#\/en\" target=\"_self\" class=\"inline-flex items-center justify-center rounded-lg font-medium font-geist leading-none tracking-wide whitespace-nowrap no-underline transition-all duration-200 h-12 px-6 text-sm bg-offwhite text-blue-800 hover:bg-brown-200 hover:text-offwhite\">\n    Open Your Save For Tomorrow Account\n<\/a>\n                    \n                                    <\/div>\n                    <\/div>\n\n            <\/div>\n<\/div>\n\n<\/div>\n    <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-946","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - 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