{"id":2413,"date":"2026-03-15T11:51:16","date_gmt":"2026-03-15T11:51:16","guid":{"rendered":"https:\/\/wem.sk\/?page_id=2413"},"modified":"2026-07-24T11:51:35","modified_gmt":"2026-07-24T11:51:35","slug":"spracovanie-osobnych-udajov","status":"publish","type":"page","link":"https:\/\/wem.sk\/sk\/spracovanie-osobnych-udajov\/","title":{"rendered":"Spracovanie osobn\u00fdch \u00fadajov"},"content":{"rendered":"<section class=\"relative overflow-hidden pt-28 lg:pt-40 pb-12 sm:pb-15 wp-block-section\"\n            style=\"background-color: #FAFAFA\"\n    >\n    \n    \n    <div class=\"relative mx-auto max-w-8xl px-6\">\n        <div class=\"acf-innerblocks-container\">\n<div class=\"wp-block-text-content\">\n    <div class=\"grid grid-cols-1 gap-8 lg:grid-cols-12 lg:gap-6\">\n        <div class=\"lg:col-span-4\">\n                            <h1 class=\"section-title font-heading text-3xl leading-9 -tracking-wide text-brown-400 sm:text-4xl sm:leading-11 lg:text-5xl lg:leading-14\">\n                    Inform\u00e1cie o<em> spracov\u00e1van\u00ed osobn\u00fdch \u00fadajov<\/em>\n\n                <\/h1>\n                    <\/div>\n        <div class=\"text-content lg:col-span-6 lg:col-start-7\">\n            <div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Preambula<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Starostlivos\u0165 o na\u0161ich klientov vo svete financi\u00ed je pre n\u00e1s najvy\u0161\u0161ou prioritou, no z\u00e1rove\u0148 ve\u013emi n\u00e1ro\u010dnou \u00falohou. Aby sme spr\u00e1vne porozumeli potreb\u00e1m na\u0161ich klientov a z\u00e1rove\u0148 poskytovali produkty a slu\u017eby na najvy\u0161\u0161ej \u00farovni, potrebujeme pozna\u0165 mno\u017estvo osobn\u00fdch \u00fadajov. To n\u00e1m umo\u017e\u0148uje, aby sme sa zameriavali na individu\u00e1lne potreby na\u0161ich klientov a tak im prin\u00e1\u0161ali rie\u0161enia \u0161it\u00e9 priamo na mieru.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dbaj\u00fac na transparentnos\u0165 a bezpe\u010dnos\u0165 sprac\u00favan\u00fdch osobn\u00fdch \u00fadajov pova\u017eujeme za prioritu informova\u0165 V\u00e1s o z\u00e1sad\u00e1ch, ktor\u00fdmi sa pri sprac\u00favan\u00ed osobn\u00fdch \u00fadajov riadime. Pri sprac\u00favan\u00ed osobn\u00fdch \u00fadajov na\u0161ich klientov sa prim\u00e1rne riadime v\u0161eobecn\u00fdm nariaden\u00edm Eur\u00f3pskej \u00danie o ochrane osobn\u00fdch \u00fadajov (GDPR Nariadenie), ustanoveniami z\u00e1kona \u010d. 18\/2018 Z. z. o ochrane osobn\u00fdch \u00fadajov, ktor\u00e9 sa na n\u00e1s vz\u0165ahuj\u00fa ako aj \u010fal\u0161\u00edmi pr\u00e1vnymi predpismi Eur\u00f3pskej \u00danie a Slovenskej republiky<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00e1to inform\u00e1cia o sprac\u00favan\u00ed osobn\u00fdch \u00fadajov vysvet\u013euje ak\u00fdm sp\u00f4sobom sprac\u00favame osobn\u00e9 \u00fadaje v r\u00e1mci na\u0161ej spolo\u010dnosti v s\u00falade s \u010dl. 13 a \u010dl. 14 GDPR Nariadenia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V pr\u00edpade ak\u00fdchko\u013evek ot\u00e1zok t\u00fdkaj\u00facich sa sprac\u00favania osobn\u00fdch \u00fadajov na\u0161ou spolo\u010dnos\u0165ou, vr\u00e1tane uplatnenia pr\u00e1v dotknut\u00fdch os\u00f4b V\u00e1m zodpovieme na emailovej adrese <a href=\"mailto:frontoffice@wem.sk\">frontoffice@wem.sk<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u010cl\u00e1nok I.<br>Prev\u00e1dzkovate\u013e osobn\u00fdch \u00fadajov<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Prev\u00e1dzkovate\u013eom sprac\u00favan\u00fdch osobn\u00fdch \u00fadajov s\u00fa nasledovn\u00e9 obchodn\u00e9 spolo\u010dnosti patriace do skupiny WEM:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Wealth Effect Management o.c.p., a.s. so s\u00eddlom: Bottova 2A, 811 09 Bratislava, I\u010cO: 51 127 113, zap\u00edsan\u00e1 v Obchodnom registri Mestsk\u00e9ho s\u00fadu Bratislava III, vlo\u017eka \u010d\u00edslo: 6652\/B, oddiel: Sa, a<\/li>\n\n\n\n<li>Wealth Effect Management a.s., so s\u00eddlom Bottova 2A, 811 09 Bratislava, I\u010cO: 52 391 728, zap\u00edsan\u00e1 v Obchodnom registri Mestsk\u00e9ho s\u00fadu Bratislava III, oddiel Sa, vlo\u017eka \u010d. 6976\/B<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Za prev\u00e1dzkovate\u013ea osobn\u00fdch \u00fadajov sa pova\u017euje t\u00e1 spolo\u010dnos\u0165, ktorej ste poskytli osobn\u00e9 \u00fadaje za ur\u010dit\u00fdm \u00fa\u010delom (aj v pr\u00edpade prejavenia z\u00e1ujmu o slu\u017ebu) alebo ste jej klientom. Ak m\u00e1te produkty u viacer\u00fdch \u010dlenov skupiny WEM, spravuje dan\u00fd \u010dlen skupiny WEM predov\u0161etk\u00fdm tie osobn\u00e9 \u00fadaje, ktor\u00e9 sa t\u00fdkaj\u00fa jeho produktu, resp. slu\u017eby. Ak n\u00e1m \u00fa\u010del, pr\u00edpadne podmienky sprac\u00favania osobn\u00fdch \u00fadajov vypl\u00fdvaj\u00fa z pr\u00e1vnych predpisov, prev\u00e1dzkovate\u013eom je v takom pr\u00edpade ten \u010dlen skupiny WEM, ktor\u00fd je na plnenie \u00fa\u010delu sprac\u00favania za prev\u00e1dzkovate\u013ea ustanoven\u00fd pr\u00edslu\u0161n\u00fdm z\u00e1konom.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Spolo\u010dn\u00ed prev\u00e1dzkovatelia<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ak ste n\u00e1m ako klient na \u00fa\u010del marketingov\u00fdch aktiv\u00edt udelil s\u00fahlas so sprac\u00favan\u00edm osobn\u00fdch \u00fadajov, vystupuj\u00fa \u010dlenovia skupiny WEM ako spolo\u010dn\u00ed prev\u00e1dzkovatelia. Spolo\u010dn\u00ed prev\u00e1dzkovatelia v tomto pr\u00edpade spolo\u010dne rozhoduj\u00fa o podmienkach a samotnom \u00fa\u010dele sprac\u00favania osobn\u00fdch \u00fadajov. Bli\u017e\u0161ie podmienky o rozsahu a podmienkach sprac\u00favania osobn\u00fdch \u00fadajov spolo\u010dn\u00fdch prev\u00e1dzkovate\u013eov s\u00fa uveden\u00e9 v dohode spolo\u010dn\u00fdch prev\u00e1dzkovate\u013eov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Spolo\u010dn\u00ed prev\u00e1dzkovatelia zodpovedaj\u00fa za sprac\u00favanie Va\u0161ich \u00fadajov spolo\u010dne v rozsahu, v akom sa podie\u013eaj\u00fa na danom sprac\u00favan\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u010cl\u00e1nok II.<br>Kateg\u00f3rie osobn\u00fdch \u00fadajov<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u010clenovia skupiny WEM sprac\u00favaj\u00fa na ni\u017e\u0161ie uveden\u00e9 \u00fa\u010dely nasleduj\u00face kateg\u00f3rie osobn\u00fdch \u00fadajov:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Identifika\u010dn\u00e9 a kontaktn\u00e9 \u00fadaje: meno, priezvisko, adresa trval\u00e9ho pobytu, adresa prechodn\u00e9ho pobytu, rodn\u00e9 \u010d\u00edslo, ak je pridelen\u00e9, d\u00e1tum narodenia, \u0161t\u00e1tna pr\u00edslu\u0161nos\u0165, druh a \u010d\u00edslo dokladu toto\u017enosti, v pr\u00edpade fyzickej osoby podnikate\u013ea alebo \u0161tatut\u00e1rneho org\u00e1nu pr\u00e1vnickej osoby, okrem n\u00e1zvu, s\u00eddla a I\u010cO aj d\u00e1tum narodenia, adresu trval\u00e9ho pobytu, \u0161t\u00e1tnu pr\u00edslu\u0161nos\u0165, druh a \u010d\u00edslo dokladu toto\u017enosti, telef\u00f3nne \u010d\u00edslo, emailov\u00fa adresu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Transak\u010dn\u00e9 \u00fadaje: \u010d\u00edslo \u00fa\u010dtu, bankov\u00e9 spojenie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sociodemografick\u00e9 \u00fadaje: v\u00fd\u0161ka pravideln\u00e9ho pr\u00edjmu a jeho p\u00f4vod, pravideln\u00e9 v\u00fddavky a finan\u010dn\u00e9 z\u00e1v\u00e4zky (napr. inform\u00e1cie o \u00faveroch), inform\u00e1cie o hnute\u013enom a nehnute\u013enom majetku, finan\u010dn\u00e9 sk\u00fasenosti s investovan\u00edm, postoj k problematike udr\u017eate\u013enosti. v\u00fd\u0161ka investovan\u00fdch prostriedkov, v\u00fd\u0161ka pl\u00e1novanej invest\u00edcie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Profilov\u00e9 \u00fadaje: za \u00fa\u010delom vyplnenia z\u00e1znamu po\u017eiadaviek, potrieb a sk\u00fasenosti klienta sprac\u00favame nasleduj\u00face osobn\u00e9 \u00fadaje: vek, pohlavie, dosiahnut\u00e9 vzdelanie, miesto bydliska, rodinn\u00fd stav, rodinn\u00e1 situ\u00e1cia, inform\u00e1cia o dosiahnutom pr\u00edjme, mesa\u010dn\u00e9 v\u00fddavky, povolanie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dadaje z komunik\u00e1cie a interakcie: inform\u00e1cie, ktor\u00e9 potenci\u00e1lny klient alebo klient poskytne v r\u00e1mci z\u00e1znamu z obchodn\u00e9ho stretnutia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1znamy z telefonick\u00fdch hovorov alebo elektronickej komunik\u00e1cie: v r\u00e1mci z\u00e1znamov telefonick\u00fdch hovorov je uchov\u00e1van\u00e9 aj meno a priezvisko potenci\u00e1lneho klienta resp. klienta spolo\u010dnosti WEM, \u010das a d\u00e1tum hovoru.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u010cl\u00e1nok III.<br>\u00da\u010dely sprac\u00favania osobn\u00fdch \u00fadajov, vr\u00e1tane prisl\u00fachaj\u00facich pr\u00e1vnych z\u00e1kladov<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dbaj\u00fac na z\u00e1kladn\u00e9 princ\u00edpy sprac\u00favania osobn\u00fdch \u00fadajov sprac\u00favaj\u00fa \u010dlenovia skupiny WEM osobn\u00e9 \u00fadaje na nasledovn\u00e9 \u00fa\u010dely:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Identifik\u00e1cia a overenie identifik\u00e1cie klienta<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Va\u0161a identifik\u00e1cia je potrebn\u00e1 na to, aby sme V\u00e1m mohli poskytn\u00fa\u0165 na\u0161e produkty a slu\u017eby. Opr\u00e1vnenie ako aj povinnos\u0165 identifikova\u0165 n\u00e1\u0161ho klienta, resp. potenci\u00e1lneho klienta n\u00e1m vypl\u00fdva z viacer\u00fdch pr\u00e1vnych predpisov. Ide najm\u00e4 o z\u00e1kon \u010d. 186\/2009 o finan\u010dnom sprostredkovan\u00ed a finan\u010dnom poradenstve a o zmene a doplnen\u00ed niektor\u00fdch z\u00e1konov v platnom znen\u00ed, 566\/2001 Z. z. o cenn\u00fdch papieroch a investi\u010dn\u00fdch slu\u017eb\u00e1ch a o zmene a doplnen\u00ed niektor\u00fdch z\u00e1konov (z\u00e1kon o cenn\u00fdch papieroch) ako aj z\u00e1kon \u010d. 297\/2008 o ochrane pred legaliz\u00e1ciou pr\u00edjmu z trestnej \u010dinnosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Okrem \u0161tandardnej identifik\u00e1cie prostredn\u00edctvom dokladov klientov vyu\u017e\u00edvaj\u00fa \u010dlenovia skupiny WEM pri online predaji produktu aj video hovor. Pri nahr\u00e1van\u00ed v\u0161ak nie je vyu\u017eit\u00e1 biometria ani sa nejedn\u00e1 o automatizovan\u00e9 sprac\u00favanie osobn\u00fdch \u00fadajov. Nahr\u00e1vka je vyu\u017eit\u00e1 v\u00fdlu\u010dne za \u00fa\u010delom identifik\u00e1cie klienta.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V tomto pr\u00edpade sprac\u00favame osobn\u00e9 \u00fadaje pod\u013ea \u010dl. 6 ods. 1 p\u00edsm. c) GDPR Nariadenia, a to na plnenie z\u00e1konnej povinnosti.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Uzatvorenie a vedenie zmluvn\u00e9ho vz\u0165ahu s klientom \u2014 v\u00fdkon finan\u010dn\u00e9ho sprostredkovania a vykon\u00e1vanie \u010dinnosti obchodn\u00edka s cenn\u00fdmi papiermi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Va\u0161e osobn\u00e9 \u00fadaj sprac\u00favame z d\u00f4vodu uzatvorenia a spr\u00e1vy zmluvy o finan\u010dnej slu\u017ebe, pri\u010dom tieto osobn\u00e9 \u00fadaje sprac\u00favame len v rozsahu ustanovenom n\u00e1m z\u00e1konom o finan\u010dnom sprostredkovan\u00ed a finan\u010dnom poradenstve. Tento \u00fa\u010del zah\u0155\u0148a sprac\u00favanie osobn\u00fdch \u00fadajov potrebn\u00fdch na anal\u00fdzu Va\u0161ich potrieb, uzatvorenie zmluvy o finan\u010dnej slu\u017ebe ako aj \u010dinnosti smeruj\u00face k plneniu zmluvy o finan\u010dnej slu\u017ebe uzatvorenej medzi Vami a na\u0161ou spolo\u010dnos\u0165ou.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za \u00fa\u010delom uzatvorenia, evidencie a spr\u00e1vy zmluvn\u00e9ho vz\u0165ahu sprac\u00favame Va\u0161e osobn\u00e9 \u00fadaje aj v s\u00favislosti s v\u00fdkonom \u010dinnosti obchodn\u00edka s cenn\u00fdmi v s\u00falade so z\u00e1konom o cenn\u00fdch papieroch, a to v rozsahu, ktor\u00fd je nevyhnutn\u00fd na poskytnutie investi\u010dn\u00fdch slu\u017eieb, investi\u010dn\u00fdch \u010dinnosti a ved\u013eaj\u0161\u00edch slu\u017eieb.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Poskytnutie osobn\u00fdch \u00fadajov za \u00fa\u010delom uzatvorenia a vedenia zmluvn\u00e9ho vz\u0165ahu s klientom je dobrovo\u013en\u00e9, av\u0161ak nevyhnutn\u00e9 na uzatvorenie zmluvy o finan\u010dnej slu\u017ebe ako aj na poskytnutie investi\u010dn\u00fdch slu\u017eieb, investi\u010dn\u00fdch \u010dinnosti a ved\u013eaj\u0161\u00edch slu\u017eieb v s\u00favislosti s vykon\u00e1van\u00edm \u010dinnosti obchodn\u00edka s cenn\u00fdmi papiermi. Bez Va\u0161ej \u00faspe\u0161nej identifik\u00e1cie V\u00e1m nesmieme poskytn\u00fa\u0165 ak\u00fako\u013evek slu\u017ebu a sme povinn\u00ed vykonanie obchodu alebo poskytnutie slu\u017eby odmietnu\u0165. T\u00e1to povinnos\u0165 n\u00e1m vypl\u00fdva z n\u00e1\u0161ho postavenia samostatn\u00e9ho finan\u010dn\u00e9ho agenta v s\u00falade s \u010dl. 31 z\u00e1kona o finan\u010dnom sprostredkovan\u00ed ako aj obchodn\u00edka s cenn\u00fdmi papiermi v s\u00falade so z\u00e1konom o cenn\u00fdch papieroch a investi\u010dn\u00fdch slu\u017eb\u00e1ch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Osobn\u00e9 \u00fadaje sprac\u00favame pod\u013ea \u010dl. 6 ods. 1 p\u00edsm. c) GDPR Nariadenia, a to za \u00fa\u010delom splnenie z\u00e1konnej povinnosti.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Servisn\u00e9 aktivity<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V r\u00e1mci servisn\u00fdch aktiv\u00edt zasielame na\u0161im klientom d\u00f4le\u017eit\u00e9 inform\u00e1cie t\u00fdkaj\u00face sa produktov a slu\u017eieb, ktor\u00e9 si klient uzatvoril. Rob\u00edme tak na z\u00e1klade zasielania tzv. servisn\u00fdch spr\u00e1v. V r\u00e1mci tohto \u00fa\u010delu sprac\u00favame aj \u00fadaje o potenci\u00e1lnom klientovi, ktor\u00ed prejavil z\u00e1ujem o na\u0161e produkty alebo slu\u017eby prostredn\u00edctvom r\u00f4znych komunika\u010dn\u00fdch kan\u00e1lov (telefonick\u00e9ho hovoru, emailu). V tomto pr\u00edpade sprac\u00favame meno a kontaktn\u00e9 inform\u00e1cie potenci\u00e1lneho klienta s cie\u013eom sp\u00e4tn\u00e9ho kontaktovania.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za t\u00fdmto \u00fa\u010delom sprac\u00favame osobn\u00e9 \u00fadaje na\u0161ich klientov a potenci\u00e1lnych klientov na z\u00e1klade pr\u00edpravy zmluvy alebo vedenia zmluvn\u00e9ho vz\u0165ahu s na\u0161im klientom, v zmysle \u010dl. 6 ods. 1 p\u00edsm. b) GDPR Nariadenia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kontrola a prevencia prania \u0161pinav\u00fdch pe\u0148az\u00ed a financovania terorizmu<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V zmysle z\u00e1kona o ochrane pred legaliz\u00e1ciou pr\u00edjmu z trestnej \u010dinnosti a financovania terorizmu sme ako povinn\u00e1 osoba povinn\u00fd vykon\u00e1va\u0165 starostlivos\u0165 (due dilligence) vo vz\u0165ahu ku klientovi a t\u00fdm identifikova\u0165, vyhodnoti\u0165, porozumie\u0165 rizik\u00e1m a prija\u0165 vhodn\u00e9 opatrenia na zn\u00ed\u017eenie riz\u00edk vypl\u00fdvaj\u00facich z mo\u017enej legaliz\u00e1cie pr\u00edjmu a financovania terorizmu u na\u0161ich potenci\u00e1lnych klientov alebo klientov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V tomto pr\u00edpade sprac\u00favame osobn\u00e9 \u00fadaje len v nevyhnutnom rozsahu vypl\u00fdvaj\u00facom n\u00e1m zo z\u00e1kona o ochrane pred legaliz\u00e1ciou pr\u00edjmu z trestnej \u010dinnosti a financovania terorizmu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Uplat\u0148ovanie, preukazovanie a vym\u00e1hanie pr\u00e1vnych n\u00e1rokov \u010dlenov skupiny WEM \u2014 sporov\u00e1 agenda<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V ur\u010dit\u00fdch pr\u00edpadoch je spolo\u010dnos\u0165 WEM opr\u00e1vnen\u00e1 sprac\u00fava\u0165 osobn\u00e9 \u00fadaje z d\u00f4vodu uplatnenia, preuk\u00e1zania alebo vymo\u017eenia si poh\u013ead\u00e1vky vo\u010di svojim klientom. Deje sa tak predov\u0161etk\u00fdm z d\u00f4vodu ochrany spolo\u010dnosti WEM pred zneu\u017eit\u00edm jej slu\u017eieb, ochranu pred akouko\u013evek podvodnou \u010dinnos\u0165ou smeruj\u00facou k po\u0161kodeniu spolo\u010dnosti WEM, vr\u00e1tane podvodn\u00e9ho alebo in\u00e9ho protispolo\u010densk\u00e9ho konania vo\u010di spolo\u010dnosti WEM.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Spolo\u010dnos\u0165 WEM sprac\u00fava osobn\u00e9 \u00fadaje za t\u00fdmto \u00fa\u010delom z d\u00f4vodu opr\u00e1vnen\u00e9ho z\u00e1ujmu spolo\u010dnosti WEM.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Dane a \u00fa\u010dtovn\u00edctvo<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Spolo\u010dnos\u0165 WEM ako samostatn\u00fd finan\u010dn\u00fd agent a obchodn\u00edk s cenn\u00fdmi papiermi podlieha da\u0148ov\u00fdm a \u00fa\u010dtovn\u00fdm povinnostiam vypl\u00fdvaj\u00facim spolo\u010dnosti z pr\u00edslu\u0161n\u00fdch pr\u00e1vnych predpisov t\u00fdkaj\u00facich sa dan\u00ed a \u00fa\u010dtovn\u00edctva. Za t\u00fdmto \u00fa\u010delom sprac\u00fava spolo\u010dnos\u0165 WEM osobn\u00e9 \u00fadaje len v rozsahu, ktor\u00fd zodpoved\u00e1 pr\u00edslu\u0161n\u00fdm pr\u00e1vnym predpisom. V tomto pr\u00edpade sprac\u00fava spolo\u010dnos\u0165 WEM osobn\u00e9 \u00fadaje za \u00fa\u010delom splnenia z\u00e1konnej povinnosti v pod\u013ea \u010dl. 6 ods. 1 p\u00edsm. c) GDPR Nariadenia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Prevencia a kontrola s\u00faladu \u010dinnosti vypl\u00fdvaj\u00facich z MIFID regul\u00e1cie<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V zmysle z\u00e1kona o cenn\u00fdch papieroch je spolo\u010dnos\u0165 WEM z poz\u00edcie obchodn\u00edka s cenn\u00fdmi papiermi povinn\u00e1 zabezpe\u010di\u0165 z\u00e1znamy o v\u0161etk\u00fdch poskytnut\u00fdch investi\u010dn\u00fdch slu\u017eb\u00e1ch, investi\u010dn\u00fdch \u010dinnostiach a ved\u013eaj\u0161\u00edch slu\u017eb\u00e1ch alebo vykonan\u00fdch transakci\u00e1ch. Uveden\u00e9 sa vz\u0165ahuje aj na z\u00e1znamy o telefonick\u00fdch hovoroch a elektronick\u00fa komunik\u00e1ciu, ktor\u00e1 sa uskuto\u010d\u0148uje alebo t\u00fdka:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>transakci\u00ed uzatvoren\u00fdch pri obchodovan\u00ed na vlastn\u00fd \u00fa\u010det alebo<\/li>\n\n\n\n<li>poskytovania slu\u017eieb, ktor\u00e9 sa t\u00fdkaj\u00fa pokynov klientov, s\u00favisiacich s prij\u00edman\u00edm, odosielan\u00edm a vykon\u00e1van\u00edm pokynov klienta alebo<\/li>\n\n\n\n<li>so z\u00e1merom vy\u00fasti\u0165 do transakci\u00ed uzavret\u00fdch pri obchodovan\u00ed na vlastn\u00fd \u00fa\u010det alebo poskytnutia slu\u017eieb, ktor\u00e9 sa t\u00fdkaj\u00fa pokynov klientov, s\u00favisiacich s prij\u00edman\u00edm, zasielan\u00edm a vykon\u00e1van\u00edm pokynov klientov, a to aj ak tieto konverz\u00e1cie alebo komunik\u00e1cia neved\u00fa k uzavretiu tak\u00fdchto transakci\u00ed alebo k poskytnutiu slu\u017eieb t\u00fdkaj\u00facich sa pokynov klienta.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Skvalit\u0148ovanie slu\u017eieb<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1znamy telefonick\u00fdch hovorov medzi klientom ako dotknutou osobou a spolo\u010dnos\u0165ou WEM ako obchodn\u00edkom s cenn\u00fdmi papiermi s\u00fa vyu\u017e\u00edvan\u00e9 okrem prevencie a kontroly s\u00faladu \u010dinnost\u00ed vypl\u00fdvaj\u00facich z MIFID regul\u00e1cie aj za \u00fa\u010delom zvy\u0161ovania kvality slu\u017eieb spolo\u010dnosti WEM, a to z d\u00f4vodu \u010do najlep\u0161ieho vybavenia po\u017eiadavky klienta.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Osobn\u00e9 \u00fadaje klientov sprac\u00favame za t\u00fdmto \u00fa\u010delom na z\u00e1klade opr\u00e1vnen\u00e9ho z\u00e1ujmu na takomto sprac\u00favan\u00ed osobn\u00fdch \u00fadajov.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Marketing<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">S cie\u013eom optim\u00e1lnej anal\u00fdzy a identifik\u00e1cie potrieb na\u0161ich klientov analyzujeme jednotliv\u00e9 produkty a investi\u010dn\u00e9 strat\u00e9gie tak, aby sme na\u0161im klientom poskytli \u010do najefekt\u00edvnej\u0161ie rie\u0161enie v oblasti investovania. Na tak\u00fato anal\u00fdzu pou\u017e\u00edvame profilov\u00e9 a sociodemografick\u00e9 \u00fadaje na\u0161ich klientov. V pr\u00edpade marketingov\u00fdch aktiv\u00edt vo\u010di klientovi alebo potenci\u00e1lnemu klientovi, ktor\u00fd neprejavil z\u00e1ujem o zasielanie marketingov\u00fdch inform\u00e1ci\u00ed alebo noviniek sprac\u00fava spolo\u010dnos\u0165 WEM osobn\u00e9 \u00fadaje na z\u00e1klade udelen\u00e9ho s\u00fahlasu so sprac\u00favan\u00edm osobn\u00fdch \u00fadajov v zmysle \u010dl. 6. bod 1 p\u00edsm. a) GDPR Naradenia.<br><br>Z\u00e1rove\u0148 v r\u00e1mci marketingov\u00fdch \u010dinnost\u00ed zasielame potenci\u00e1lnym klientom a klientom, ktor\u00ed prejavili z\u00e1ujem o slu\u017eby cez na\u0161ich podriaden\u00fdch finan\u010dn\u00fdch agentov alebo predajn\u00e9 kan\u00e1ly ako z\u00e1kazn\u00edcka linka r\u00f4zne marketingov\u00e9 materi\u00e1ly vo forme volan\u00ed, elektronickej po\u0161ty (emailu), prostredn\u00edctvom sms alebo prostredn\u00edctvom newslettru noviniek o spolo\u010dnosti WEM. V pr\u00edpade marketingov\u00fdch aktiv\u00edt vo\u010di potenci\u00e1lnym klientom, ktor\u00ed prejavili z\u00e1ujem o niektor\u00fa z foriem zasielania marketingov\u00e9ho materi\u00e1lu, napr. zasielania newslettru noviniek spolo\u010dnosti WEM, cez r\u00f4zne predajn\u00e9 kan\u00e1ly alebo podriaden\u00fdch finan\u010dn\u00fdch agentov sprac\u00favame o takejto osobe osobn\u00e9 \u00fadaje v rozsahu meno, priezvisko a potenci\u00e1lnym klientom poskytnut\u00fd kontakt. Uveden\u00e9 osobn\u00e9 \u00fadaje v tomto pr\u00edpade sprac\u00favame na z\u00e1klade opr\u00e1vnen\u00e9ho z\u00e1ujmu na takomto sprac\u00favan\u00ed.<br><br>Aby sme z\u00e1rove\u0148 vedeli identifikova\u0165 dotknut\u00fa osobu, ktor\u00e1 odmietla zasielanie marketingov\u00fdch materi\u00e1lov, sprac\u00favame identifika\u010dn\u00e9 a kontaktn\u00e9 \u00fadaje o tejto dotknutej osobe v na\u0161ich informa\u010dn\u00fdch syst\u00e9moch. V tomto pr\u00edpade sprac\u00favame tieto osobn\u00e9 \u00fadaje na z\u00e1klade opr\u00e1vnen\u00e9ho z\u00e1ujmu na danom sprac\u00favan\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Osobn\u00e9 \u00fadaje potenci\u00e1lnych klientov sprac\u00favame na z\u00e1klade opr\u00e1vnen\u00e9ho z\u00e1ujmu na takomto sprac\u00favan\u00ed osobn\u00fdch \u00fadajov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na z\u00e1klade opr\u00e1vnen\u00e9ho z\u00e1ujmu sprac\u00favame va\u0161e osobn\u00e9 \u00fadaje na nasledovn\u00e9 \u00fa\u010dely:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>uplat\u0148ovanie preukazovanie a vym\u00e1hanie pr\u00e1vnych n\u00e1rokov \u010dlenov skupiny WEM \u2013 sporov\u00e1 agenda,<\/li>\n\n\n\n<li>skvalit\u0148ovanie slu\u017eieb,<\/li>\n\n\n\n<li>marketing \u2014 oslovenie potenci\u00e1lnych klientov po ich prejavenom z\u00e1ujme.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u010cl\u00e1nok IV.<br>Automatizovan\u00e9 rozhodovanie a profilovanie<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Spolo\u010dnos\u0165 WEM ako obchodn\u00edk s cenn\u00fdmi papiermi sprac\u00fava pri poskytnut\u00ed investi\u010dn\u00fdch slu\u017eieb osobn\u00e9 \u00fadaje potenci\u00e1lnych klientov prostredn\u00edctvom met\u00f3dy automatizovan\u00e9ho rozhodovania, vr\u00e1tane profilovania.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ku automatizovan\u00e9mu rozhodovaniu, vr\u00e1tane profilovania potenci\u00e1lnych klientov doch\u00e1dza pri zhroma\u017e\u010fovan\u00ed znalost\u00ed, sk\u00fasenost\u00ed a in\u00fdch inform\u00e1ci\u00ed od potenci\u00e1lnych klientov do investi\u010dn\u00e9ho dotazn\u00edka, s cie\u013eom vytvori\u0165 tzv. \u201cinvesti\u010dn\u00fd profil\u201d, teda pos\u00fadi\u0165 finan\u010dn\u00fa situ\u00e1ciu, schopnos\u0165 zn\u00e1\u0161a\u0165 straty a s cie\u013eom zisti\u0165 odolnos\u0165 potenci\u00e1lnych klientov vo\u010di ak\u00fdmko\u013evek investi\u010dn\u00fdm rizik\u00e1m tak, aby mohol prev\u00e1dzkovate\u013e (spolo\u010dnos\u0165 WEM v postaven\u00ed obchodn\u00edka s cenn\u00fdmi papiermi) odporu\u010di\u0165 potenci\u00e1lnym klientom investi\u010dn\u00e9 slu\u017eby a finan\u010dn\u00e9 n\u00e1stroje a ur\u010di\u0165 investi\u010dn\u00fa strat\u00e9giu, ktor\u00e1 je pre nich vhodn\u00e1 a ktor\u00e1 zodpoved\u00e1 ich odolnosti vo\u010di finan\u010dn\u00e9mu riziku.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tak\u00e1to finan\u010dn\u00e1 anal\u00fdza je nevyhnutn\u00e1 na splnenie z\u00e1konnej povinnosti spolo\u010dnos\u0165ou WEM vypl\u00fdvaj\u00facej jej zo z\u00e1kona o cenn\u00fdch papieroch, kde vystupuje v poz\u00edcii obchodn\u00edka s cenn\u00fdmi papiermi. Bez uvedenej anal\u00fdzy by spolo\u010dnos\u0165 WEM nedok\u00e1zala spr\u00e1vne pos\u00fadi\u0165 finan\u010dn\u00fa situ\u00e1ciu a ciele potenci\u00e1lneho klienta, \u010doho d\u00f4sledkom by mohlo by\u0165 nespr\u00e1vne poskytnutie po\u017eadovanej slu\u017eby.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pri v\u00fdpo\u010dte \u201einvesti\u010dn\u00e9ho profilu\u201c potenci\u00e1lneho klienta spolo\u010dnos\u0165 WEM vyu\u017e\u00edva automatizovan\u00fd formul\u00e1r, pri\u010dom v\u00fdsledkom je kategoriz\u00e1cia klienta a poskytnutie relevantn\u00e9ho investi\u010dn\u00e9ho profilu, ktor\u00fd m\u00f4\u017ee by\u0165 stabiln\u00fd, konzervat\u00edvny, vyv\u00e1\u017een\u00fd alebo dynamick\u00fd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na automatizovan\u00e9 rozhodovanie, vr\u00e1tane profilovania s\u00fa vyu\u017eit\u00e9 transak\u010dn\u00e9, ekonomick\u00e9 \u00fadaje a profilov\u00e9 \u00fadaje uveden\u00e9 v bode 2 tejto inform\u00e1cie o sprac\u00favan\u00ed osobn\u00fdch \u00fadajov a ktor\u00e9 potenci\u00e1lny klient zad\u00e1va do investi\u010dn\u00e9ho dotazn\u00edka.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V pr\u00edpade automatizovan\u00e9ho rozhodovania, vr\u00e1tane profilovania m\u00e1te pr\u00e1vo namieta\u0165 automatizovan\u00e9 sprac\u00favanie osobn\u00fdch \u00fadajov, vr\u00e1tane profilovania. V takomto pr\u00edpade bude automatizovan\u00e9 rozhodnutie vyl\u00fa\u010den\u00e9 a rozhodnutie zalo\u017een\u00e9 na automatickom rozhodnut\u00ed, vr\u00e1tane profilovania bude individu\u00e1lne<br>presk\u00faman\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u010cl\u00e1nok V.<br>Pr\u00edjemcovia osobn\u00fdch \u00fadajov<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Zachov\u00e1vanie ml\u010danlivosti o osobn\u00fdch \u00fadajoch na\u0161ich klientov je na\u0161ou najvy\u0161\u0161ou prioritou. Osobn\u00e9 \u00fadaje na\u0161ich klientov sprac\u00favame predov\u0161etk\u00fdm prostredn\u00edctvom na\u0161ich zamestnancov, ktor\u00ed s osobn\u00fdmi \u00fadajmi pracuj\u00fa na z\u00e1klade b\u00e1zy \u201cneed to know\u201d, t. z. len opr\u00e1vnen\u00ed zamestnanci, s ktor\u00fdmi sprac\u00favanie s\u00favis\u00ed. Pri niektor\u00fdch \u010dinnostiach potrebn\u00fdch na zabezpe\u010denie administrat\u00edvno \u2014 technick\u00fdch \u010dinnost\u00ed spolo\u010dnosti WEM<br>vypl\u00fdvaj\u00facich n\u00e1m zo v\u0161eobecne z\u00e1v\u00e4zn\u00fdch pr\u00e1vnych predpisov ako z\u00e1konn\u00e1 povinnos\u0165 vyu\u017e\u00edvame tretie strany.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na zabezpe\u010denie administrat\u00edvno-technick\u00fdch \u010dinnosti spolo\u010dnost\u00ed poskytujeme osobn\u00e9 \u00fadaje nasledovn\u00fdm extern\u00fdm spolo\u010dnostiam:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>spolo\u010dnosti patriace do r\u00f4znych skup\u00edn (ako samostatn\u00ed prev\u00e1dzkovatelia), ak na to existuje pr\u00e1vny z\u00e1klad resp. zmluvn\u00fd vz\u0165ah,<\/li>\n\n\n\n<li>preveren\u00fdm a zmluvne zaviazan\u00fdm sprostredkovate\u013eom,<\/li>\n\n\n\n<li>poskytovate\u013e IT syst\u00e9mu, softwarov\u00e9ho vybavenia, informa\u010dn\u00fdch alebo cloudov\u00fdch slu\u017eieb,<\/li>\n\n\n\n<li>\u00fa\u010dtovn\u00edcka a mzdov\u00e1 spolo\u010dnos\u0165 a spolo\u010dnostiam poskytuj\u00facich aud\u00edtorsk\u00e9 slu\u017eby,<\/li>\n\n\n\n<li>podriaden\u00ed finan\u010dn\u00ed agenti, ktor\u00ed v na\u0161om mene vykon\u00e1vaj\u00fa finan\u010dn\u00e9 sprostredkovanie,<\/li>\n\n\n\n<li>Centr\u00e1lny depozit\u00e1r cenn\u00fdch papierov, \u0160t\u00e1tny fond rozvoja b\u00fdvania a Garan\u010dn\u00fd fond invest\u00edci\u00ed<\/li>\n\n\n\n<li>org\u00e1ny poveren\u00e9 v\u00fdkonom doh\u013eadu a org\u00e1ny verejnej spr\u00e1vy \u2013 N\u00e1rodn\u00e1 banka Slovenska, Finan\u010dn\u00e1<\/li>\n\n\n\n<li>spravodajsk\u00e1 jednotka,<\/li>\n\n\n\n<li>profesion\u00e1lni poradcovia ako exek\u00fatori, not\u00e1ri, advok\u00e1tske kancel\u00e1rie.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Za ur\u010dit\u00fdch okolnost\u00ed m\u00f4\u017eu \u010dlenovia skupiny WEM vystupova\u0165 ako sprostredkovate\u013e pre in\u00e9ho \u010dlena skupiny WEM alebo in\u00fdch prev\u00e1dzkovate\u013eov. Ide o pr\u00edpad, ke\u010f klient rokuje o uzatvoren\u00ed zmluvy s viacer\u00fdmi spolo\u010dnos\u0165ami skupiny WEM. M\u00f4\u017ee \u00eds\u0165 napr. o situ\u00e1ciu, ke\u010f V\u00e1m predaj produktu Wealth Effect Management v postaven\u00ed obchodn\u00edka s cenn\u00fdmi papiermi sprostredkuje Wealth Effect Management, a.s. z poz\u00edcie samostatn\u00e9ho finan\u010dn\u00e9ho agenta a opa\u010dne. Rovnako ide o pr\u00edpad, kedy Wealth effect Management, a.s. vykon\u00e1va priebe\u017en\u00fd servis klientov Wealth Effect Management o.c.p. v postaven\u00ed obchodn\u00edka s cenn\u00fdmi papiermi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Osobn\u00e9 \u00fadaje si \u010dlenovia skupiny WEM zdie\u013eaj\u00fa v r\u00e1mci marketingov\u00fdch aktiv\u00edt, kde vystupuj\u00fa ako spolo\u010dn\u00ed prev\u00e1dzkovatelia, teda v pr\u00edpade, ak n\u00e1m klient udelil s\u00fahlas so sprac\u00favan\u00edm osobn\u00fdch \u00fadajov na marketingov\u00e9 \u00fa\u010dely. Osobitn\u00e9 podmienky sprac\u00favania osobn\u00fdch \u00fadajov medzi \u010dlenmi skupiny WEM s\u00fa udelen\u00e9 priamo v s\u00fahlase so sprac\u00favan\u00edm osobn\u00fdch \u00fadajov.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u010cl\u00e1nok VI.<br>Doba sprac\u00favania osobn\u00fdch \u00fadajov<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Osobn\u00e9 \u00fadaje na\u0161ich klientov uchov\u00e1vame po dobu stanoven\u00fa v\u0161eobecne z\u00e1v\u00e4zn\u00fdmi platn\u00fdmi pr\u00e1vnymi predpismi, predov\u0161etk\u00fdm z\u00e1konom o finan\u010dnom sprostredkovan\u00ed, z\u00e1konom o cenn\u00fdch papieroch, MIFID regul\u00e1ciou alebo z\u00e1konom o ochrane pred legaliz\u00e1ciou pr\u00edjmu z trestnej \u010dinnosti a financovania terorizmu. Z\u00e1rove\u0148 n\u00e1m doba uchov\u00e1vania \u00fadajov vypl\u00fdva z registrat\u00farneho a archiva\u010dn\u00e9ho poriadku na\u0161ej spolo\u010dnosti. Doba uchov\u00e1vania sa l\u00ed\u0161i v z\u00e1vislosti od konkr\u00e9tneho \u00fa\u010delu sprac\u00favania osobn\u00fdch \u00fadajov, na ktor\u00fd osobn\u00e9 \u00fadaje \u010dlenovia spolo\u010dnosti WEM sprac\u00favaj\u00fa. Stanoven\u00e1 doba archiv\u00e1cie osobn\u00fdch \u00fadajov re\u0161pektuje z\u00e1sadu minimaliz\u00e1cie uchov\u00e1vania \u00fadajov, ktor\u00e1 zais\u0165uje, \u017ee osobn\u00e9 \u00fadaje s\u00fa sprac\u00favan\u00e9 len dovtedy, k\u00fdm s\u00fa potrebn\u00e9 na \u00fa\u010dely, na ktor\u00e9 sa osobn\u00e9 \u00fadaje sprac\u00favaj\u00fa. V tabu\u013eke sme zoh\u013eadnili dobu uchov\u00e1vania osobn\u00fdch \u00fadajov vzh\u013eadom na \u00fa\u010del sprac\u00favania osobn\u00fdch \u00fadajov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u00da\u010del sprac\u00favania osobn\u00fdch \u00fadajov<\/th><th>Doba sprac\u00favania osobn\u00fdch \u00fadajov<\/th><\/tr><\/thead><tbody><tr><td>Identifik\u00e1cia a overenie identifik\u00e1cie klienta<\/td><td>Po dobu trvania zmluvy o finan\u010dnej slu\u017ebe a najmenej po\u010das 5 rokov od skon\u010denia platnosti zmluvy o finan\u010dnej slu\u017ebe<\/td><\/tr><tr><td>Uzatvorenie a vedenie zmluvn\u00e9ho vz\u0165ahu<br>s klientom \u2013 v\u00fdkon finan\u010dn\u00e9ho sprostredkovania<br>a vykon\u00e1vanie \u010dinnosti obchodn\u00edka s cenn\u00fdmi<br>papiermi<\/td><td>Po dobu trvania zmluvy o finan\u010dnej slu\u017ebe a najmenej po\u010das 5 rokov od skon\u010denia platnosti zmluvy o finan\u010dnej slu\u017ebe<\/td><\/tr><tr><td>Vedenie z\u00e1znamov a evidencie o klientovi \u2014 spr\u00e1va klienta<\/td><td>Po dobu trvania zmluvy o finan\u010dnej slu\u017ebe a najmenej po\u010das 5 rokov od skon\u010denia platnosti zmluvy o finan\u010dnej slu\u017ebe<\/td><\/tr><tr><td>Servisn\u00e9 aktivity<\/td><td>Po dobu trvania zmluvy o finan\u010dnej slu\u017ebe<\/td><\/tr><tr><td>Kontrola a prevencia prania \u0161pinav\u00fdch pe\u0148az\u00ed a<br>financovania terorizmu<\/td><td>Po dobu trvania zmluvy o finan\u010dnej slu\u017ebe a najmenej po\u010das 5 rokov od skon\u010denia platnosti zmluvy o finan\u010dnej slu\u017ebe<\/td><\/tr><tr><td>Sporov\u00e1 agenda<\/td><td>Po dobu preml\u010dania pr\u00e1vneho n\u00e1roku<\/td><\/tr><tr><td>Dane a \u00fa\u010dtovn\u00edctvo<\/td><td>Po dobu vedenia zmluvn\u00e9ho vz\u0165ahu a 10 rokov po ukon\u010den\u00ed zmluvn\u00e9ho vz\u0165ahu<\/td><\/tr><tr><td>Prevencia a kontrola s\u00faladu \u010dinnosti vypl\u00fdvaj\u00facich<br>z MIFID regul\u00e1cie<\/td><td>Po dobu 5 rokov a na \u017eiados\u0165 N\u00e1rodnej banky Slovenska po dobu 7 rokov od vyhotovenia z\u00e1znamu<\/td><\/tr><tr><td>Skvalit\u0148ovanie slu\u017eieb<\/td><td>Po dobu 5 rokov a na \u017eiados\u0165 N\u00e1rodnej banky Slovenska po dobu 7 rokov od vyhotovenia z\u00e1znamu<\/td><\/tr><tr><td>Marketing<\/td><td>Po\u010das 5 rokov od udelenia s\u00fahlasu so sprac\u00favan\u00edm osobn\u00fdch \u00fadajov, v pr\u00edpade potenci\u00e1lneho klienta po dobu 1 roka od zalo\u017eenia osoby v internom eviden\u010dnom syst\u00e9me alebo poskytnutia slu\u017eby marketingu<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u010cl\u00e1nok VII.<br>Zdroj osobn\u00fdch \u00fadajov<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u010clenovia skupiny WEM z\u00edskavaj\u00fa osobn\u00e9 \u00fadaje:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>priamo od klienta a to prostredn\u00edctvom komunik\u00e1cie pri uzatv\u00e1ran\u00ed zmluvy o finan\u010dnej slu\u017ebe alebo zmluve o poskytovan\u00ed investi\u010dn\u00fdch a ved\u013eaj\u0161\u00edch slu\u017eieb,<\/li>\n\n\n\n<li>verejne dostupn\u00e9 osobn\u00e9 \u00fadaje z\u00edskavan\u00e9 z obchodn\u00e9ho registra, z verejne dostupn\u00fdch zdrojov a to predov\u0161etk\u00fdm pri starostlivosti klienta v zmysle z\u00e1kona o ochrane proti legaliz\u00e1cii pr\u00edjmov z trestnej \u010dinnosti a financovania terorizmu.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u010cl\u00e1nok VIII.<br>Pr\u00e1va dotknut\u00fdch os\u00f4b<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V s\u00falade s \u010dl. 15 a\u017e 21 GDPR Nariadenia m\u00e1 dotknut\u00e1 osoba nasleduj\u00face pr\u00e1va:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Pr\u00e1vo na pr\u00edstup<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ako dotknut\u00e1 osoba m\u00e1te pr\u00e1vo na<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Potvrdenie, \u010di spolo\u010dnos\u0165 WEM sprac\u00fava osobn\u00e9 \u00fadaje a ak \u00e1no, m\u00e1te pr\u00e1vo na pr\u00edstup k inform\u00e1ci\u00e1m o \u00fa\u010deloch sprac\u00favania osobn\u00fdch \u00fadajov, kateg\u00f3ri\u00e1ch dotknut\u00fdch osobn\u00fdch \u00fadajov, pr\u00edjemcoch alebo kateg\u00f3ri\u00e1ch pr\u00edjemcov, dobu uchov\u00e1vania osobn\u00fdch \u00fadajov, inform\u00e1cie o Va\u0161ich pr\u00e1vach, o pr\u00e1ve poda\u0165 s\u0165a\u017enos\u0165 \u00daradu pre ochranu osobn\u00fdch \u00fadajov, inform\u00e1cie o zdroji osobn\u00fdch \u00fadajov, inform\u00e1cie o tom, \u010di doch\u00e1dza k automatizovan\u00e9mu rozhodovaniu a profilovaniu, inform\u00e1cie a z\u00e1ruky v pr\u00edpade prenosu osobn\u00fdch \u00fadajov do tretej krajiny alebo medzin\u00e1rodnej organiz\u00e1cie.<\/li>\n\n\n\n<li>K\u00f3piu dokladov, inform\u00e1ci\u00ed a dokumentov, ktor\u00e9 m\u00e1 spolo\u010dnos\u0165 WEM archivovan\u00e9 vo svojich informa\u010dn\u00fdch syst\u00e9moch.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. Pr\u00e1vo na opravu<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Klient ako dotknut\u00e1 osoba m\u00e1 pr\u00e1vo na opravu osobn\u00fdch \u00fadajov, ktor\u00e9 o \u0148om vedieme, ktor\u00e9 s\u00fa nepresn\u00e9 alebo ne\u00fapln\u00e9. V pr\u00edpade zistenia, \u017ee osobn\u00e9 \u00fadaje, s ktor\u00fdmi \u010dlenovia spolo\u010dnosti WEM nakladaj\u00fa s\u00fa neaktu\u00e1lne, m\u00f4\u017eete sa obr\u00e1ti\u0165 na dresu uveden\u00fa v bode 1 tohto Vyhl\u00e1senia. My spr\u00e1vnos\u0165 Va\u0161ich osobn\u00fdch \u00fadajov prever\u00edme a okam\u017eite zjedn\u00e1me n\u00e1pravu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Pr\u00e1vo na vymazanie (pr\u00e1vo by\u0165 zabudnut\u00fd)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V ur\u010dit\u00fdch z\u00e1konom stanoven\u00fdch pr\u00edpadoch m\u00f4\u017ee klient ako dotknut\u00e1 osoba po\u017eiada\u0165 o vymazanie v\u0161etk\u00fdch svojich osobn\u00fdch \u00fadajov z informa\u010dn\u00fdch syst\u00e9mov, ktor\u00e9 o \u0148om \u010dlenovia spolo\u010dnosti WEM sprac\u00favaj\u00fa, Ako prev\u00e1dzkovatelia osobn\u00fdch \u00fadajov sme n\u00e1sledne povinn\u00ed tieto osobn\u00e9 \u00fadaje zlikvidova\u0165.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V pr\u00edpade, \u017ee uplatn\u00edte svoje pr\u00e1vo sme taktie\u017e povinn\u00ed informova\u0165 \u010fal\u0161\u00edch prev\u00e1dzkovate\u013eov\/tretie osoby, ktor\u00fdm sme poskytli Va\u0161e osobn\u00e9 \u00fadaje o uplatnen\u00ed V\u00e1\u0161ho pr\u00e1va. Tak\u00e9to uplatnenie pr\u00e1va na vymazanie v\u0161ak podlieha individu\u00e1lnemu rozhodnutiu a to z d\u00f4vodu, \u017ee v ur\u010dit\u00fdch pr\u00edpadoch m\u00e1 na\u0161a spolo\u010dnos\u0165 aj v pr\u00edpade<br>uplatnenia si tak\u00e9hoto pr\u00e1va, pr\u00e1vo na uchovanie si predmetn\u00fdch osobn\u00fdch \u00fadajov a to z d\u00f4vodu opr\u00e1vnen\u00e9ho z\u00e1ujmu alebo splnenia z\u00e1konnej povinnosti.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Pr\u00e1vo na obmedzenie spracovania<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V ur\u010dit\u00fdch z\u00e1konom stanoven\u00fdch pr\u00edpadoch m\u00e1te pr\u00e1vo na obmedzenie sprac\u00favania Va\u0161ich osobn\u00fdch \u00fadajov. Obmedzen\u00edm sprac\u00favania sa rozumie jasn\u00e9 ozna\u010denie osobn\u00fdch \u00fadajov s cie\u013eom obmedzi\u0165 ich sprac\u00favanie po ur\u010dit\u00fa dobu. Po uplatnen\u00ed tak\u00e9hoto pr\u00e1va nebudeme Va\u0161e osobn\u00e9 \u00fadaje nijak sprac\u00fava\u0165, okrem situ\u00e1ci\u00ed, kedy Va\u0161e osobn\u00e9 \u00fadaje sl\u00fa\u017eia na uplatnenie pr\u00e1vnych n\u00e1rokov alebo \u010fal\u0161\u00edch n\u00e1rokov vypl\u00fdvaj\u00facich z nariadenia GDPR.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Pr\u00e1vo na prenosnos\u0165<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ako dotknut\u00e1 osoba m\u00e1te pr\u00e1vo, aby Va\u0161e osobn\u00e9 \u00fadaje, ktor\u00e9 ako \u010dlenia spolo\u010dnosti WEM \u2014 samostatn\u00ed prev\u00e1dzkovatelia sprac\u00favame, boli preveden\u00e9 na in\u00fa organiz\u00e1ciu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Pr\u00e1vo na n\u00e1mietku a pr\u00e1vo namieta\u0165 automatizovan\u00e9 sprac\u00favanie osobn\u00fdch \u00fadajov<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ak by ste zistili, \u017ee Va\u0161e osobn\u00e9 \u00fadaje sprac\u00favame nez\u00e1konn\u00fdm sp\u00f4sobom alebo vykon\u00e1vame v rozpore s ochranou V\u00e1\u0161ho s\u00fakromia, m\u00e1te pr\u00e1vo vo\u010di tak\u00e9muto sprac\u00favaniu vznies\u0165 n\u00e1mietku. V takomto pr\u00edpade sme povinn\u00ed situ\u00e1ciu preveri\u0165 a v pr\u00edpade, \u017ee sa Va\u0161a n\u00e1mietka uk\u00e1\u017ee ako relevantn\u00e1, sme povinn\u00ed presta\u0165 Va\u0161e<br>osobn\u00e9 \u00fadaje sprac\u00fava\u0165. Taktie\u017e m\u00e1te pr\u00e1vo na obmedzenie automatizovan\u00e9ho sprac\u00favania Va\u0161ich osobn\u00fdch \u00fadajov alebo profilovanie<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. Pr\u00e1vo poda\u0165 s\u0165a\u017enos\u0165 dozorn\u00e9mu org\u00e1nu<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pokia\u013e sa dotknut\u00e1 osoba domnieva, \u017ee boli poru\u0161en\u00e9 jej pr\u00e1va ustanoven\u00e9 v nariaden\u00ed GDPR, napr\u00edklad ako prev\u00e1dzkovate\u013e Va\u0161ich osobn\u00fdch \u00fadajov V\u00e1m neposkytneme inform\u00e1cie o sprac\u00favan\u00ed Va\u0161ich osobn\u00fdch \u00fadajov, m\u00e1te pr\u00e1vo poda\u0165 s\u0165a\u017enos\u0165 org\u00e1nu doh\u013eadu, ktor\u00fdm je \u00darad na ochranu osobn\u00fdch \u00fadajov Slovenskej republiky.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. Pr\u00e1vo odvola\u0165 s\u00fahlas so sprac\u00favan\u00edm osobn\u00fdch \u00fadajov<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00fahlas so sprac\u00favan\u00edm osobn\u00fdch \u00fadajov je udelen\u00fd dobrovo\u013ene a m\u00f4\u017eete ho kedyko\u013evek odvola\u0165. V\u0161etky relevantn\u00e9 inform\u00e1cie v zmysle \u010dl. 7 GDPR Nariadenia s\u00fa uveden\u00e9 priamo v s\u00fahlase so sprac\u00favan\u00edm osobn\u00fdch \u00fadajov. Odvola\u0165 s\u00fahlas so sprac\u00favan\u00edm osobn\u00fdch \u00fadajov mo\u017eno len v pr\u00edpade sprac\u00favania osobn\u00fdch \u00fadajov za \u00fa\u010delom marketingov\u00fdch aktiv\u00edt \u010dlenov skupiny WEM. Pri osobn\u00fdch \u00fadajoch, ktor\u00e9 spolo\u010dnos\u0165 sprac\u00fava za in\u00fdm \u00fa\u010delom, napr. za \u00fa\u010delom plnenia zmluvy, ktorej zmluvnou stranou je dotknut\u00e1 osoba, resp. v pr\u00edpade, ak sprac\u00favanie osobn\u00fdch \u00fadajov vypl\u00fdva z osobitn\u00fdch z\u00e1konov nie je mo\u017en\u00e9 odvola\u0165 s\u00fahlas so spracovan\u00edm \u00fadajov. Odvolanie s\u00fahlasu nem\u00e1 vplyv na z\u00e1konnos\u0165 sprac\u00favania \u00fadajov vych\u00e1dzaj\u00facej zo s\u00fahlasu pred jeho odvolan\u00edm.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Svoj s\u00fahlas so sprac\u00favan\u00edm osobn\u00fdch \u00fadajov m\u00f4\u017eete odvola\u0165 na <a href=\"mailto:centrala@wem.sk\">centrala@wem.sk<\/a>.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V Bratislave d\u0148a 25. 07. 2022<\/p>\n\n<\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n    <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2413","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - 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