{"id":1473,"date":"2026-05-07T15:05:06","date_gmt":"2026-05-07T13:05:06","guid":{"rendered":"http:\/\/wem.sk\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\/"},"modified":"2026-07-10T11:30:01","modified_gmt":"2026-07-10T11:30:01","slug":"vyrocna-sprava-2025-prihovor-predsedu-predstavenstva","status":"publish","type":"post","link":"https:\/\/wem.sk\/sk\/insights\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\/","title":{"rendered":"V\u00fdro\u010dn\u00e1 spr\u00e1va 2025 \u2014 Pr\u00edhovor predsedu predstavenstva"},"content":{"rendered":"\n<h1 class=\"wp-block-heading has-blue-600-color has-text-color has-link-color has-5-xl-font-size wp-elements-735bb21f003971f5899526000188f6a7\"><strong>Spo\u013eahn\u00fa\u0165 sa.<br><em>A dodr\u017ea\u0165 slovo.<\/em><\/strong><\/h1>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>V\u00e1\u017een\u00ed klienti, investori a partneri,<\/strong><br>\u010d\u00edm n\u00e1ro\u010dnej\u0161ie \u010dasy, t\u00fdm d\u00f4le\u017eitej\u0161ie s\u00fa pevn\u00e9 z\u00e1klady:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A zdanlivo jednoduch\u00e9 hodnoty:<br><strong>M\u00f4c\u0165 sa na niekoho spo\u013eahn\u00fa\u0165.&nbsp;<br>A vedie\u0165, \u017ee \u010do bolo povedan\u00e9 \u2014 plat\u00ed.&nbsp;<\/strong><\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Nikto z n\u00e1s sa nevyhne narastaj\u00facemu tlaku dne\u0161nej doby \u2014 n\u00e1rokom, neust\u00e1lym zmen\u00e1m, po\u017eiadavk\u00e1m, neistote. Denn\u00e9mu zahlteniu nadmierou vnemov a inform\u00e1ci\u00ed. Nutnosti denne robi\u0165 desiatky rozhodnut\u00ed a \u010deli\u0165 najrozli\u010dnej\u0161\u00edm v\u00fdzvam v profesion\u00e1lnom, osobnom a rodinnom \u017eivote.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zost\u00e1va iba rozhodn\u00fa\u0165 sa, ako sa k tomu postav\u00edme a \u010do s t\u00fdm urob\u00edme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na\u0161e rozhodnutie?<br>Znovu a znovu udr\u017eiava\u0165 tie zdanlivo starom\u00f3dne cnosti:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Spo\u013eahn\u00fa\u0165 sa.<\/strong><br><strong>V\u017edy dodr\u017ea\u0165 slovo.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Preto\u017ee ak strat\u00edme toto \u2014 \u010do n\u00e1m ostane?&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Napokon, odpove\u010f napokon vid\u00edte v\u0161ade okolo seba. \u010c\u00edm viac sa t\u00e1to z\u00e1kladn\u00e1 d\u00f4vera a spo\u013eahlivos\u0165 na\u0161trbuje, t\u00fdm krehkej\u0161\u00ed a neistej\u0161\u00ed je n\u00e1\u0161 svet.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Udr\u017eiava\u0165 tieto cnosti naozaj nie je jednoduch\u00e9. Ani nem\u00e1 by\u0165.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Plat\u00ed v\u0161ak:<br>\u010c\u00edm je to \u0165a\u017e\u0161ie,<br>t\u00fdm je to d\u00f4le\u017eitej\u0161ie.&nbsp;&nbsp;<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00fa\u010das\u0165ou n\u00e1\u0161ho z\u00e1v\u00e4zku vo\u010di v\u00e1m je preto denne vzdorova\u0165 tomuto tlaku a usilova\u0165 sa by\u0165 pre v\u00e1s v\u017edy t\u00fdm partnerom, na ktor\u00e9ho sa m\u00f4\u017eete spo\u013eahn\u00fa\u0165.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u017de v\u00e1\u0161 majetok je v bezpe\u010d\u00ed.<br>\u017de m\u00e1te za sebou cel\u00fd t\u00edm \u013eud\u00ed, ktor\u00ed za v\u00e1s myslia, vyhodnocuj\u00fa a pl\u00e1nuj\u00fa.&nbsp;<br>\u017de s\u00fa to \u013eudia, ktor\u00fdm na va\u0161om \u017eivote a komforte z\u00e1le\u017e\u00ed a s\u00fa pripraven\u00ed vynalo\u017ei\u0165 pre v\u00e1s maximum.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aj v t\u00fdchto \u010dasoch.<br>Obzvl\u00e1\u0161\u0165 v t\u00fdchto \u010dasoch.<\/p>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Nevieme pre v\u00e1s urobi\u0165 \u00faplne v\u0161etko.<br>Vieme v\u0161ak pre v\u00e1s zabezpe\u010di\u0165 tento jeden rozmer va\u0161ich \u017eivotov.&nbsp;<br>To nie je m\u00e1lo.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dovo\u013ete mi teda ohliadnu\u0165 sa sp\u00e4\u0165, zhodnoti\u0165 minul\u00fd rok, nazrie\u0165 dopredu a vyjadri\u0165 n\u00e1\u0161 z\u00e1v\u00e4zok a n\u00e1\u0161 pr\u00eds\u013eub.<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-3-xl-font-size\"><strong>Z\u00e1kladn\u00fd r\u00e1mec 2025:<br><em>Turbulentn\u00e9 obdobie tarifov a slab\u00e9ho dol\u00e1ra<\/em><\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Rok 2025 do ve\u013ekej miery formovalo komplexn\u00e9 geopolitick\u00e9 a makroekonomick\u00e9 prostredie. Jedn\u00fdm z jeho k\u013e\u00fa\u010dov\u00fdch prvkov bolo op\u00e4tovn\u00e9 zav\u00e1dzanie ciel zo strany Donalda Trumpa, ktor\u00e9 do glob\u00e1lneho obchodu a dod\u00e1vate\u013esk\u00fdch re\u0165azcov vn\u00e1\u0161alo zv\u00fd\u0161en\u00fa mieru neistoty.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hoci s\u00fa obdobn\u00e9 opatrenia \u010dasto prezentovan\u00e9 ako n\u00e1stroje na ochranu dom\u00e1cej ekonomiky, ich re\u00e1lny dopad je v\u00fdrazne \u0161ir\u0161\u00ed. V praxi tieto kroky ovplyv\u0148uj\u00fa infla\u010dn\u00e9 o\u010dak\u00e1vania, mar\u017ee spolo\u010dnost\u00ed a v kone\u010dnom d\u00f4sledku aj sentiment na finan\u010dn\u00fdch trhoch. Z n\u00e1\u0161ho poh\u013eadu s\u00fa tieto kroky sk\u00f4r kr\u00e1tkodob\u00fdm politick\u00fdm n\u00e1strojom, ktor\u00e9ho dlhodob\u00e1 efektivita je diskutabiln\u00e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Paralelne s t\u00fdm sme po\u010das cel\u00e9ho roka tie\u017e sledovali oslabovanie americk\u00e9ho dol\u00e1ra, ktor\u00e9 so sebou nieslo v\u00fdznamn\u00fd vplyv na v\u00fdkonnos\u0165 investi\u010dn\u00fdch portf\u00f3li\u00ed. Pre glob\u00e1lne diverzifikovan\u00fdch investorov a najm\u00e4 pre neamerick\u00fdch klientov zohr\u00e1val menov\u00fd faktor k\u013e\u00fa\u010dov\u00fa \u00falohu pri dosahovan\u00fdch v\u00fdnosoch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u0161etky tieto faktory potvrdzuj\u00fa, \u017ee dne\u0161n\u00e9 investi\u010dn\u00e9 prostredie je \u010doraz viac ovplyv\u0148ovan\u00e9 makroekonomick\u00fdmi premenn\u00fdmi. To n\u00e1sledne iba zd\u00f4raz\u0148uje d\u00f4le\u017eitos\u0165 akt\u00edvnej spr\u00e1vy portf\u00f3li\u00ed s d\u00f4razom na disciplinovanos\u0165, diverzifik\u00e1ciu naprie\u010d triedami, geograficky aj menov\u00fa \u2014 a zodpovedn\u00fd pr\u00edstup zo strany t\u00edmu odborn\u00edkov s preveren\u00fdm track recordom.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-xl-font-size\"><strong>Na \u010do sa <em>m\u00f4\u017eete spo\u013eahn\u00fa\u0165<\/em>:<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Na n\u00e1\u0161 Investi\u010dn\u00fd v\u00fdbor \u2014 a v\u00fdsledky jeho pr\u00e1ce.&nbsp;<br>WEM Investi\u010dn\u00fd v\u00fdbor je zlo\u017een\u00fd z najseniornej\u0161\u00edch \u010dlenov WEM-u. V\u0161etky k\u013e\u00fa\u010dov\u00e9 rozhodnutia o na\u0161ich portf\u00f3li\u00e1ch a ich smerovan\u00ed poch\u00e1dzaj\u00fa pr\u00e1ve odtia\u013eto a s\u00fa v r\u00e1mci neho priebe\u017ene vyhodnocovan\u00e9 a podrobovan\u00e9 d\u00f4kladnej kontrole \u2014&nbsp;aby ste sa vy mohli spo\u013eahn\u00fa\u0165 na to, \u017ee v\u00e1\u0161 majetok je v bezpe\u010d\u00ed a star\u00e1me sa o\u0148 najlep\u0161ie mo\u017ene.&nbsp;<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:0px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-3-xl-font-size\"><strong>Valu\u00e1cie trhov <\/strong><br><strong><em>a realita ocenen\u00ed<\/em><\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Rok 2025 bol z\u00e1rove\u0148 obdob\u00edm, kedy do popredia st\u00e1le \u010dastej\u0161ie prich\u00e1dzali diskusie o \u00farovni valu\u00e1ci\u00ed na glob\u00e1lnych akciov\u00fdch trhoch. Viacer\u00e9 hlavn\u00e9 indexy sa pohybovali na nadpriemern\u00fdch n\u00e1sobkoch, \u010do prirodzene vyvol\u00e1valo ot\u00e1zky o udr\u017eate\u013enosti \u010fal\u0161ieho rastu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pri poh\u013eade do hist\u00f3rie na obdobie rokov 2000 alebo 2008 je v\u0161ak d\u00f4le\u017eit\u00e9 poveda\u0165 jeden k\u013e\u00fa\u010dov\u00fd bod: dne\u0161n\u00e1 situ\u00e1cia nie je identick\u00e1.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trhy s\u00edce nie s\u00fa lacn\u00e9, s\u00fa v\u0161ak fundament\u00e1lne zdrav\u0161ie, s vy\u0161\u0161ou kvalitou spolo\u010dnost\u00ed, so silnej\u0161\u00edm cashflow a lep\u0161ou kapit\u00e1lovou discipl\u00ednou, ako v spom\u00ednan\u00fdch minul\u00fdch obdobiach.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nemen\u00ed to v\u0161ak samozrejme ni\u010d na tom, \u017ee vy\u0161\u0161ie valu\u00e1cie znamenaj\u00fa men\u0161\u00ed priestor pre chyby. O to v\u00e4\u010d\u0161\u00ed d\u00f4raz preto kladieme na selekciu akt\u00edv a riadenie rizika.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-xl-font-size\"><strong>Na \u010do sa <em>m\u00f4\u017eete spo\u013eahn\u00fa\u0165<\/em>:<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Na n\u00e1\u0161 kon\u0161tantn\u00fd doh\u013ead a akt\u00edvnu spr\u00e1vu.<br>Znamen\u00e1 to ve\u013ea anal\u00fdz, ve\u013ea diskusi\u00ed a ve\u013ea ve\u013ek\u00fdch aj mal\u00fdch rozhodnut\u00ed. V hre je predsa v\u00e1\u0161 majetok \u2014 a tie\u017e na\u0161e meno a reput\u00e1cia.<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-3-xl-font-size\"><strong>AI technol\u00f3gie <\/strong><br><strong><em>a koncentr\u00e1cia trhu<\/em><\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Jedn\u00fdm z najv\u00fdraznej\u0161\u00edch trendov roka 2025 bola pokra\u010duj\u00faca dominancia technologick\u00e9ho sektora, predov\u0161etk\u00fdm spolo\u010dnost\u00ed naviazan\u00fdch na umel\u00fa inteligenciu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ako mnoh\u00ed investori s uspokojen\u00edm zistili, tento trend priniesol nadpriemern\u00e9 v\u00fdnosy. Z\u00e1rove\u0148 v\u0161ak, \u010do je nemenej d\u00f4le\u017eit\u00e9, priniesol aj zv\u00fd\u0161en\u00fa koncentr\u00e1ciu trhu. V\u00fdkonnos\u0165 indexov tak bola vo ve\u013ekej miere \u0165ahan\u00e1 \u00fazkou skupinou spolo\u010dnost\u00ed, \u010do zvy\u0161uje syst\u00e9mov\u00e9 riziko v pr\u00edpade korekcie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z n\u00e1\u0161ho poh\u013eadu je technologick\u00fd sektor na\u010falej k\u013e\u00fa\u010dov\u00fd, pristupujeme v\u0161ak k nemu selekt\u00edvne. Na\u0161\u00edm cie\u013eom nie je by\u0165 slepo exponovan\u00ed, ale v\u017edy rozumie\u0165, kde vznik\u00e1 re\u00e1lna hodnota, kde u\u017e ide o o\u010dak\u00e1vania \u2014&nbsp;a ak\u00e9 kroky je z toho n\u00e1sledne potrebn\u00e9 vyvodi\u0165 pre na\u0161e portf\u00f3li\u00e1 a na\u0161ich klientov.&nbsp;<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-xl-font-size\"><strong>Na \u010do sa <em>m\u00f4\u017eete spo\u013eahn\u00fa\u0165<\/em>:<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Na na\u0161u otvorenos\u0165 a pozornos\u0165 \u2014 a z\u00e1rove\u0148 triezvos\u0165 a kritick\u00fd poh\u013ead. Pozorne sledujeme pr\u00edle\u017eitosti, ako na\u0161i investori m\u00f4\u017eu vyu\u017ei\u0165 priazniv\u00e9 situ\u00e1cie na trhu.&nbsp;<br>Uvedomujeme si v\u0161ak tie\u017e, \u017ee slep\u00e9 a nekritick\u00e9 nad\u0161enie v na\u0161ej pr\u00e1ci nem\u00e1 miesto a \u010d\u00edm viac nad\u0161enia sa v niektorom sektore objavuje, t\u00fdm opatrnej\u0161\u00ed mus\u00edme by\u0165.&nbsp;<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-3-xl-font-size\"><strong><em>Spr\u00e1vanie<\/em> investorov<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Aj v roku 2025 sa \u2014 znovu a op\u00e4\u0165 \u2014 potvrdilo, \u017ee najv\u00e4\u010d\u0161\u00edm rizikom pre investora nie je trh samotn\u00fd, ale jeho vlastn\u00e9 spr\u00e1vanie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Strach, chamtivos\u0165 a kr\u00e1tkodob\u00e9 vn\u00edmanie reality \u010dasto ved\u00fa k rozhodnutiam, ktor\u00e9 s\u00fa v rozpore s dlhodob\u00fdm cie\u013eom \u2014 a ktor\u00fdch bolestiv\u00fd dopad je \u010dasto naplno zjavn\u00fd a\u017e s odstupom \u010dasu, kedy u\u017e je prineskoro nie\u010do zmysluplne upravi\u0165 a zmeni\u0165.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aj toto je preto jeden z d\u00f4le\u017eit\u00fdch rozmerov toho, ako vo WEM-e vn\u00edmame a uplat\u0148ujeme komplexn\u00fd wealth management:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na\u0161ou \u00falohou nie je iba spravova\u0165 kapit\u00e1l.<br>Na\u0161ou \u00falohou je <em>tie\u017e<\/em> pom\u00e1ha\u0165 klientom udr\u017ea\u0165 discipl\u00ednu \u2014 najm\u00e4 v momentoch, kedy je to naj\u0165a\u017e\u0161ie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zahltenie inform\u00e1ciami a jednoduch\u00fd pr\u00edstup k n\u00edm toti\u017e investorov niekedy zv\u00e1dza k nepresn\u00e9mu dojmu, \u017ee iba inform\u00e1cie sta\u010dia na spr\u00e1vne rozhodnutia. Na\u0161ou zodpovednos\u0165ou je teda by\u0165 nielen spr\u00e1vcom, ale tie\u017e spo\u013eahliv\u00fdm partnerom pre ve\u013ek\u00e9 kroky.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-xl-font-size\"><strong>Na \u010do sa <em>m\u00f4\u017eete spo\u013eahn\u00fa\u0165<\/em>:<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Na na\u0161u vlastn\u00fa discipl\u00ednu, odolnos\u0165, dlhodob\u00fa perspekt\u00edvu a rozvahu.<br>Je na\u0161ou zodpovednos\u0165ou zva\u017eova\u0165 v\u017edy o nieko\u013eko faktorov viac a nieko\u013eko krokov \u010falej, ako je zjavn\u00e9 \u2014 a vedie\u0165 v\u00e1s v\u010faka tomu spr\u00e1vne sprev\u00e1dza\u0165.&nbsp;<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-3-xl-font-size\"><strong>Lessons <em>learned<\/em><\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Chyby s\u00fa prirodzenou s\u00fa\u010das\u0165ou podnikania aj investovania, aj toho n\u00e1\u0161ho.<br>Aj v roku 2025 sme urobili p\u00e1r rozhodnut\u00ed, ktor\u00e9 by sme dnes urobili inak, \u010di u\u017e i\u0161lo o v\u00fdber niektor\u00fdch akt\u00edv alebo rozpt\u00fdlenie pozornosti do viacer\u00fdch projektov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nepova\u017eujeme to za zlyhanie. Pova\u017eujeme to za s\u00fa\u010das\u0165 procesu.<br>Cie\u013eom nie je tv\u00e1ri\u0165 sa, \u017ee chyby nerob\u00edme \u2014 cie\u013eom je s\u00fastredi\u0165 sa na to, aby ka\u017ed\u00e1 bola zdrojom posunu. Rozdiel teda vo fin\u00e1le rob\u00ed to, ako r\u00fdchlo vieme analyzova\u0165 pr\u00ed\u010diny, urobi\u0165 potrebn\u00e9 korekcie a ako tieto sk\u00fasenosti premietneme do bud\u00facnosti a do lep\u0161\u00edch v\u00fdsledkov.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-xl-font-size\"><strong>Na \u010do sa <em>m\u00f4\u017eete spo\u013eahn\u00fa\u0165<\/em>:<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Na na\u0161u ne\u00faprosnos\u0165.&nbsp;<br>A s \u0148ou na na\u0161e kontinu\u00e1lne smerovanie k plo\u0161n\u00e9mu zlep\u0161ovaniu, naprie\u010d cel\u00fdm spektrom na\u0161ich aktiv\u00edt. Je to s\u00fa\u010das\u0165ou na\u0161ej DNA, je to s\u00fa\u010das\u0165ou n\u00e1s a je to s\u00fa\u010das\u0165ou toho, ako chceme a budeme veci robi\u0165 aj na\u010falej.&nbsp;<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-3-xl-font-size\"><strong>WEM ako <em>platforma<\/em><\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Zvy\u0161ovanie efektivity a kvality na\u0161ich slu\u017eieb vn\u00edmame (a ver\u00edme, \u017ee to vn\u00edmate rovnako) ako samozrejmos\u0165, ako z\u00e1kladn\u00fd odrazov\u00fd most\u00edk.&nbsp;<br>\u010co je mo\u017eno menej samozrejm\u00e9, je na\u0161e trvanie na tom, \u017ee vy\u0161\u0161ia efektivita sa v \u010dase mus\u00ed premietnu\u0165 aj do f\u00e9rovej\u0161ej a transparentnej\u0161ej poplatkovej \u0161trukt\u00fary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wealth Effect Management u\u017e dnes toti\u017e nevn\u00edmame iba ako investi\u010dn\u00fa spolo\u010dnos\u0165. Pristupujeme k na\u0161ej pr\u00e1ci so \u0161ir\u0161ou perspekt\u00edvou \u2014 budujeme integrovan\u00fa platformu, ktor\u00e1 prep\u00e1ja wealth management, investi\u010dn\u00fd management a technologick\u00e9 rie\u0161enia do jedn\u00e9ho konzistentn\u00e9ho ekosyst\u00e9mu s d\u00f4razom na kvalitu, flexibilitu a dlhodob\u00fa udr\u017eate\u013enos\u0165.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V r\u00e1mci n\u00e1\u0161ho strategick\u00e9ho rozvoja sme teda v uplynulom roku jasne definovali tri k\u013e\u00fa\u010dov\u00e9 piliere, na ktor\u00fdch stoj\u00ed \u010fal\u0161\u00ed rast WEM-u:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prv\u00fd pilier je n\u00e1\u0161 core biznis:&nbsp;<br>Komplexn\u00fd wealth management zameran\u00fd na afluentn\u00fdch klientov a rodiny, s d\u00f4razom na ochranu a rast majetku naprie\u010d gener\u00e1ciami.<br><br>Druh\u00fdm pilierom je B2B platforma Flip.<br>Prostredn\u00edctvom nej poskytujeme na\u0161im partnerom technologick\u00e9 a investi\u010dn\u00e9 rie\u0161enia umo\u017e\u0148uj\u00face efekt\u00edvnej\u0161iu distrib\u00faciu a spr\u00e1vu invest\u00edci\u00ed v profesion\u00e1lnom prostred\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tret\u00edm pilierom je na\u0161a investi\u010dn\u00e1 platforma Wingman.<br>T\u00e1to novinka pon\u00faka modern\u00e9 rie\u0161enie, ktor\u00e9 klientom umo\u017e\u0148uje samostatne pristupova\u0165 na finan\u010dn\u00e9 trhy a realizova\u0165 svoje vlastn\u00e9 investi\u010dn\u00e9 rozhodnutia, ktor\u00e9 v\u0161ak zost\u00e1vaj\u00fa s\u00fa\u010das\u0165ou n\u00e1\u0161ho ekosyst\u00e9mu a odborn\u00e9ho z\u00e1zemia.<br>Tak\u00fdto model umo\u017e\u0148uje kombinova\u0165 vysok\u00fa mieru personaliz\u00e1cie s technologickou \u0161k\u00e1lovate\u013enos\u0165ou a z\u00e1rove\u0148 vytv\u00e1ra\u0165 prostredie, v ktorom m\u00e1 klient kontrolu, flexibilitu a z\u00e1rove\u0148 istotu profesion\u00e1lneho partnera.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na\u0161ou amb\u00edciou a dlhodobou v\u00edzou je \u010falej tieto piliere rozv\u00edja\u0165 a prep\u00e1ja\u0165 do jednotn\u00e9ho celku, ktor\u00fd bude reflektova\u0165 meniace sa potreby modern\u00e9ho investora a pritom si zachov\u00e1va\u0165 \u0161tandardy, na ktor\u00fdch je WEM postaven\u00fd.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-xl-font-size\"><strong>Na \u010do sa <em>m\u00f4\u017eete spo\u013eahn\u00fa\u0165<\/em>:<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Na na\u0161u zarytos\u0165 a odhodlanie.&nbsp;<br>Na\u0161\u00edm cie\u013eom je prin\u00e1\u0161a\u0165 investorom slu\u017eby a rie\u0161enia v rovnakej kvalite a \u0161k\u00e1le, ako prin\u00e1\u0161aj\u00fa najlep\u0161\u00ed svetov\u00ed spr\u00e1vcovia majetku. Ni\u010d menej.&nbsp;<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-3-xl-font-size\"><strong>\u013dudia a <em>ich dopad<\/em><\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Komplexita na\u0161ich slu\u017eieb a na\u0161e vysok\u00e9 n\u00e1roky nevyhnutne znamenaj\u00fa potrebu dop\u013a\u0148a\u0165 n\u00e1\u0161 team a dba\u0165 na to, aby sme sa v\u0161etci \u2014&nbsp;vy aj my \u2014 mohli oprie\u0165 o ich kvalitu, zrelos\u0165 a sk\u00fasenosti.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zlo\u017een\u00e9 \u00faro\u010denie rob\u00ed dramatick\u00e9 rozdiely nielen v zhodnocovan\u00ed majetku \u2014&nbsp;rovnak\u00fd efekt p\u00f4sob\u00ed aj v teame, ktor\u00fd \u00faro\u010d\u00ed nadobudnut\u00e9 sk\u00fasenosti svojich \u010dlenov.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V roku 2025 sme preto urobili nieko\u013eko d\u00f4le\u017eit\u00fdch person\u00e1lnych rozhodnut\u00ed, ktor\u00e9 so sebou u\u017e prin\u00e1\u0161aj\u00fa nem\u00e1lo v\u00fdznamn\u00fdch pr\u00ednosov.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Peter Lakata s nami za\u010dal \u010diasto\u010dne spolupracova\u0165 u\u017e v roku 2024, v roku 2025 sa v\u0161ak jeho aktivita rozbehla naplno. Svojich 20+ rokov sk\u00fasenost\u00ed v oblasti financi\u00ed, digit\u00e1lnej transform\u00e1cie a strategick\u00e9ho riadenia ako Managing Partner a \u010dlen predstavenstva nasmeroval na rozvoj strategick\u00fdch spolupr\u00e1c a strategick\u00e9 smerovanie spolo\u010dnosti.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Diana Jano\u0161\u0165\u00e1kov\u00e1, rovnako s 20+ rokmi sk\u00fasenost\u00ed v oblasti bankovn\u00edctva, invest\u00edci\u00ed a wealth managementu, presunula na poz\u00edciu Director of Private Wealth &amp; Institutions a akt\u00edvne pracuje na rozvoji partnerstviev a tie\u017e produktov a slu\u017eieb pre HNWI klientelu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A napokon Vladim\u00edr Va\u0148o, jeden z najcitovanej\u0161\u00edch slovensk\u00fdch analytikov a b\u00fdval\u00fd poradca ministra financi\u00ed a vicepremi\u00e9ra Ivana Miklo\u0161a, u\u017e ako Chief Economist zodpoved\u00e1 za makroekonomick\u00fd v\u00fdskum a anal\u00fdzu trhov, je \u010dlenom investi\u010dn\u00e9ho v\u00fdboru a poskytuje podporu investi\u010dn\u00e9mu t\u00edmu pri riaden\u00ed portf\u00f3li\u00ed.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-xl-font-size\"><strong>Na \u010do sa <em>m\u00f4\u017eete spo\u013eahn\u00fa\u0165:<\/em><\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u017de budeme na\u010falej h\u013eada\u0165, nach\u00e1dza\u0165 a tr\u00e9nova\u0165 t\u00fdch najlep\u0161\u00edch \u013eud\u00ed na trhu.<br>Nie je in\u00e1 mo\u017enos\u0165.<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-3-xl-font-size\"><strong>M\u00ed\u013eniky a <em>trajekt\u00f3ria<\/em>&nbsp;<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">O v\u00fdznamn\u00e9 udalosti v roku 2025 nebola n\u00fadza; spome\u0148me aspo\u0148 niektor\u00e9 z nich, aj s ich praktick\u00fdm dopadom.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nov\u00e1 spolupr\u00e1ca so Saxo Bank pri\u0161la ako prirodzen\u00fd v\u00fdsledok n\u00e1\u0161ho rastu a doplnila tak na\u0161e existuj\u00face prepojenie s KBC. Prakticky n\u00e1m tento krok umo\u017e\u0148uje vykon\u00e1va\u0165 potrebn\u00e9 transakcie s cenn\u00fdmi papiermi r\u00fdchlej\u0161ie a efekt\u00edvnej\u0161ie a otv\u00e1ra tie\u017e nov\u00e9 mo\u017enosti a vy\u0161\u0161iu mieru automatiz\u00e1cie a \u0161k\u00e1lovate\u013enosti portf\u00f3li\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nadviazanie spolupr\u00e1ce s v\u00fdznamn\u00fdm slovensk\u00fdm broker poolom Finportal otvorilo pre stovky finan\u010dn\u00fdch profesion\u00e1lov pr\u00edle\u017eitos\u0165 pon\u00faka\u0165 svojim klientom vybran\u00e9 WEM portf\u00f3li\u00e1 a tie\u017e na exkluz\u00edvne portf\u00f3li\u00e1 zostaven\u00e9 na mieru pre Finportal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Po\u010das cel\u00e9ho roka sme tie\u017e priebe\u017ene prid\u00e1vali nov\u00e9 mo\u017enosti do WEM Benefit Card \u2014&nbsp;a s nimi \u010fal\u0161ie a \u010fal\u0161ie v\u00fdhody a z\u013eavy pre na\u0161ich klientov v \u0161irokej \u0161k\u00e1le mo\u017enost\u00ed, od starostlivosti o zdravie a kr\u00e1su a\u017e po gastronomick\u00e9 z\u00e1\u017eitky vo vybran\u00fdch re\u0161taur\u00e1ci\u00e1ch.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A napokon WEM Concierge Services pokra\u010duj\u00fa v prin\u00e1\u0161an\u00ed z\u00e1\u017eitkov z kateg\u00f3rie \u201craz za \u017eivot\u201d \u2014 po\u010das uplynul\u00e9ho roka sme klientov zobrali na UEFA Super Cup, zorganizovali sme ochutn\u00e1vku arch\u00edvnych (a be\u017ene nedostupn\u00fdch) Macallan whiskies, zabezpe\u010dili rezerv\u00e1ciu v legend\u00e1rnej re\u0161taur\u00e1cii Alchemist a, okrem in\u00e9ho, na\u0161i klienti tie\u017e za\u017eili Sumo Grand Tournament, ktor\u00fd sa iba po tret\u00edkr\u00e1t konal mimo Japonska \u2014 priamo v The Royal Albert Hall v Lond\u00fdne.&nbsp;<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-xl-font-size\"><strong>Na \u010do sa <em>m\u00f4\u017eete spo\u013eahn\u00fa\u0165<\/em>:<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u017de p\u00f4jdeme st\u00e1le \u010falej.<br>Pre v\u00e1s, pre n\u00e1s, preto\u017ee sa to d\u00e1 a preto\u017ee to tak m\u00e1 by\u0165.&nbsp;<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-3-xl-font-size\"><strong>Na z\u00e1ver<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Aj 2025 bol rok, ktor\u00fd sa v\u00fdsledkami v ne\u013eahk\u00fdch podmienkach, zmenami a z\u00e1sadn\u00fdmi krokmi zap\u00ed\u0161e do n\u00e1\u0161ho celkov\u00e9ho track recordu a ktor\u00fd potvrdil na\u0161e miesto na trhu. To je fajn.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1rove\u0148 je pre n\u00e1s pripomienkou, \u017ee na\u0161e najlep\u0161ie v\u00fdsledky a najv\u00e4\u010d\u0161ie posuny maj\u00fa by\u0165 tie bud\u00face. Ak \u010doko\u013evek, minul\u00e9 \u00faspechy maj\u00fa by\u0165 iba motiv\u00e1ciou \u00eds\u0165 \u010falej a nie zaspa\u0165 na vavr\u00ednoch.&nbsp;<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Najd\u00f4le\u017eitej\u0161ia ot\u00e1zka v tom celom v\u0161ak je \u2014 \u010do to v\u0161etko znamen\u00e1?&nbsp;<br>Konkr\u00e9tne, prakticky a pre v\u00e1s?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Znamen\u00e1 to, \u017ee sme tu.&nbsp;<br>S vami, pri v\u00e1s a pre v\u00e1s.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Spo\u013eahnite sa.&nbsp;<br><\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">S \u00factou,<br><br><strong>Peter \u0160tadler<\/strong><br>CEO &amp; Chairman of the Board of Directors<br>Wealth Effect Management, o.c.p., a.s.<\/p>\n\n\n\n<div style=\"height:75px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00fdro\u010dn\u00fa spr\u00e1vu 2025 si m\u00f4\u017eete pre\u010d\u00edta\u0165 <a href=\"http:\/\/wem.sk\/wp-content\/uploads\/2026\/05\/WEM-Vyrocna-sprava-2025-1.pdf\">TU:<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Spo\u013eahn\u00fa\u0165 sa.A dodr\u017ea\u0165 slovo. V\u00e1\u017een\u00ed klienti, investori a partneri,\u010d\u00edm n\u00e1ro\u010dnej\u0161ie \u010dasy, t\u00fdm d\u00f4le\u017eitej\u0161ie s\u00fa pevn\u00e9 z\u00e1klady: A zdanlivo jednoduch\u00e9 hodnoty:M\u00f4c\u0165 sa na niekoho spo\u013eahn\u00fa\u0165.&nbsp;A vedie\u0165, \u017ee \u010do bolo povedan\u00e9 \u2014 plat\u00ed.&nbsp; Nikto z n\u00e1s sa nevyhne narastaj\u00facemu tlaku dne\u0161nej doby \u2014 n\u00e1rokom, neust\u00e1lym zmen\u00e1m, po\u017eiadavk\u00e1m, neistote. Denn\u00e9mu zahlteniu nadmierou vnemov a inform\u00e1ci\u00ed. Nutnosti denne robi\u0165 &hellip; <a href=\"https:\/\/wem.sk\/sk\/insights\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\/\">Continued<\/a><\/p>\n","protected":false},"author":5,"featured_media":3654,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[22,184],"insight_author":[169],"class_list":["post-1473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wealth-management","category-wem-vyrocna-sprava"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>V\u00fdro\u010dn\u00e1 spr\u00e1va 2025 \u2014 Pr\u00edhovor predsedu predstavenstva - Wealth Effect Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wem.sk\/sk\/insights\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"V\u00fdro\u010dn\u00e1 spr\u00e1va 2025 \u2014 Pr\u00edhovor predsedu predstavenstva - Wealth Effect Management\" \/>\n<meta property=\"og:description\" content=\"Spo\u013eahn\u00fa\u0165 sa.A dodr\u017ea\u0165 slovo. V\u00e1\u017een\u00ed klienti, investori a partneri,\u010d\u00edm n\u00e1ro\u010dnej\u0161ie \u010dasy, t\u00fdm d\u00f4le\u017eitej\u0161ie s\u00fa pevn\u00e9 z\u00e1klady: A zdanlivo jednoduch\u00e9 hodnoty:M\u00f4c\u0165 sa na niekoho spo\u013eahn\u00fa\u0165.&nbsp;A vedie\u0165, \u017ee \u010do bolo povedan\u00e9 \u2014 plat\u00ed.&nbsp; Nikto z n\u00e1s sa nevyhne narastaj\u00facemu tlaku dne\u0161nej doby \u2014 n\u00e1rokom, neust\u00e1lym zmen\u00e1m, po\u017eiadavk\u00e1m, neistote. Denn\u00e9mu zahlteniu nadmierou vnemov a inform\u00e1ci\u00ed. Nutnosti denne robi\u0165 &hellip; Continued\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wem.sk\/sk\/insights\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\/\" \/>\n<meta property=\"og:site_name\" content=\"Wealth Effect Management\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-07T13:05:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-10T11:30:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wem.sk\/wp-content\/uploads\/2026\/04\/og.avif\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Marek Hlavenka\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marek Hlavenka\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 min\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/wem.sk\\\/sk\\\/insights\\\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/wem.sk\\\/sk\\\/insights\\\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\\\/\"},\"author\":{\"name\":\"Marek Hlavenka\",\"@id\":\"https:\\\/\\\/wem.sk\\\/sk\\\/#\\\/schema\\\/person\\\/1b4122ceef2fc26f4e49491a11fcbfec\"},\"headline\":\"V\u00fdro\u010dn\u00e1 spr\u00e1va 2025 \u2014 Pr\u00edhovor predsedu predstavenstva\",\"datePublished\":\"2026-05-07T13:05:06+00:00\",\"dateModified\":\"2026-07-10T11:30:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/wem.sk\\\/sk\\\/insights\\\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\\\/\"},\"wordCount\":2703,\"image\":{\"@id\":\"https:\\\/\\\/wem.sk\\\/sk\\\/insights\\\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/wem.sk\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/WEM-oct2025-49-scaled-e1779964308469-1.avif\",\"articleSection\":[\"Wealth Management\",\"WEM V\u00fdro\u010dn\u00e1 spr\u00e1va\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/wem.sk\\\/sk\\\/insights\\\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\\\/\",\"url\":\"https:\\\/\\\/wem.sk\\\/sk\\\/insights\\\/vyrocna-sprava-2025-prihovor-predsedu-predstavenstva\\\/\",\"name\":\"V\u00fdro\u010dn\u00e1 spr\u00e1va 2025 \u2014 Pr\u00edhovor predsedu predstavenstva - 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