WEM SFT – Balanced
Save For Tomorrow allows our clients to create a financial reserve or even a passive income stream in order to prepare for retirement, provide housing for their family or secure their children’s future.
Average annual yield *
4.41 % p.a.
Overall yield *
Average annual yield
After selecting a benchmark from a dropdown list, the bottom performance chart will show you an overview of the alpha - the portfolio outperformance over a selected benchmark over a selected investment period.
Portfolios with no available benchmark will only have the "NONE" option available.
Gross and net performance
Net performance is gross performance net of fees, commissions, and taxes.
You can also see the current performance on the graph. Please note that the value of current yield on the graphs and the overall yield might not match, as the overall yield is calculated based on a specific and predefined period.
We are the first company in Slovakia to provide this type of savings program without an entry fee and with returns of up to 9.54% p.a. Save For Tomorrow outperforms other savings options and is suitable for everyone, whether as a complementary tool within the investment portfolio or as a launch pad to building personal wealth.
|Minimum deposit||EUR 50|
|Investment horizon||5 years +|
|TOP stock and bond indices||within 3 strategies|
|Target gross performance*||4.41% p.a.*|
|Flexibility||including extraordinary deposits|
* Calculated on the basis of historical performance before the deduction of fees, commissions and taxes.
Entrance fee when closing online: 0 €
|Investment strategy||One-time entry fee 1||Entrance fee ongoing 1||Management fee 2|
|Dynamic||2,7 %||3 %||0,24 %|
|Balanced||1,8 %||2 %||0,18 %|
|Conservative||0,9 %||1 %||0,12 %|
1. The entry fee is charged during in-person establishment of investment savings and the method of payment of the fee is at the client's choice. In the case of a one-off payment, the entry fee is charged once on the first deposit, as a percentage of the total amount of the planned investment. In the case of an continuous payment, a maximum of 50% of the deposits is charged on an ongoing basis, as a percentage of the total amount of the planned investment. The entry fee is a third party fee and is paid in full to the financial agent who mediated the conclusion of the Portfolio Management Agreement. WEM is entitled to charge the fee.
A discount is applied from the entry fee if the contract is concluded for more than 20 years. The discount is calculated as the ratio of the number of years of the investment after the twentieth year to the total duration of the investment. The discount is given as a percentage.
2. The management fee is charged quarterly, as a percentage of the average value of the client portfolio for the given quarter.
Download a complete overview of our portfolios
Are you interested in the WEM SFT – Balanced portfolio?
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